Home South Carolina Charleston County Charleston River Breeze Dr
186 River Breeze Dr, Charleston, SC 29407 Property Records
Charleston County property record for 186 River Breeze Dr, Charleston, SC 29407
Property Summary
Property Type Condominium Details 2 bd · 2 ba · 1,400 sqft · built 1986 Lot Size 14.3 acres (626,293 sqft) Owner Individual Name on File Last Sale $380,000 (Mar 2024) Tax Bill $6,473 (2025) Deeds & Mortgages Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 4 more Flood Zone Zone AE (high risk)APN 350-13-00-249
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Property Details APN / Parcel Number
Interior
Bedrooms 2 Beds Full Baths 2 Baths Stories 2 Stories Building Area 1,400 sqft Living Area Upper Floors Area 700 sqft Fireplaces 1 Fireplace Fireplace Fireplace
Exterior
Year Built Built 1986 Effective Year Built Effective 1986 Architectural Style Condo/Apartment Foundation Type Slab (Mat/Raft) Lot Area 626,293 sqft (14.3 acres) Deck Area Deck Area
Utilities, Heating & Cooling Cooling System HVAC Heating System Heat Pump
Location & Zoning Street Address 186 RIVER BREEZE DR City CHARLESTON State SC Zip 29407-5690 Property Category Residential Property Type Residential > Condominium / Townhouse > Condominium Legal Description SUBDIVISION NAME -WATERWAY SOUTH PHASE 4A DESCRIPTION -UNIT 70 BLDG R % OWNERSHIP OF COM ELEM 1.150% SITE NAME -UNIT 70 BLDG Legal Subdivision WATERWAY SOUTH PHASE 4A Legal Phase 4A Jurisdiction CHARLESTON SC Township / Civil Division WEST ASHLEY Census Block Group 3 Census Block 3067 Census Tract 2801
Owner
186 River Breeze Dr, a condominium, is owned by an individual who bought it in March 2024.
Source: Charleston County records, as of September 23, 2026
Owner of Record Individual Name on File Mailing Address 186 RIVER BREEZE DR, 70, CHARLESTON, SC 29407-5690 Owner Type Individual
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Deeds, Mortgages & Sale History
Date Document Dec 8, 2025 Deed of Trust, Mortgage · VA Mortgage DYNAGEN LENDING LLC Mar 11, 2024 Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC Jan 15, 2020 Grant Deed, Transfer ATTORNEY ONLY Jan 5, 2017 Quit Claim Deed, Transfer Quitclaim Jan 5, 2017 Quit Claim Deed, Transfer Quitclaim Jan 5, 2017 Quit Claim Deed, Transfer BANK OF SC
Assessor's Deed Record
Deed Names Name on Deed Last Sale Mar 11, 2024 · Amount on File Deed Sale Mar 11, 2024 · Amount on File Prior Sale Jan 15, 2020 · Amount on File Deed Book / Page 1232 / 446 Prior Transfer Date Dec 9, 2016 Prior Transfer Doc 0608/0120 Record Updated Oct 29, 2026
December 2025: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHARLESTON SC Property Address 186 RIVER BREEZE DR, CHARLESTON, SC 29407-5690 Transaction Type Mortgage Record Updated Dec 25, 2025
Transferred To (Grantee/Buyer)
Name Verified Name Address 186 RIVER BREEZE DR 70, 70, CHARLESTON, SC 29407-5690
Mortgage
Document Number 0013550133 Date Dec 8, 2025 Book Page 1355/133
Lender
Name DYNAGEN LENDING LLC Type Mortgage Company Address SOUTHFIELD, MI 48075
Agreement
Type VA MortgageAmount Amount on Record Term 352 Months Due Apr 1, 2055
March 2024: Deed, Transfer Document Type Deed Jurisdiction CHARLESTON SC Recording Date Mar 11, 2024 Property Address 186 RIVER BREEZE DR, CHARLESTON, SC 29407-5690 Document Number 0012320446 Book / Page 1232 / 446 Map Reference MB A-146 PG 163 Instrument Date Feb 28, 2024 Transaction Type Transfer Record Updated May 7, 2024
Transaction
Amount Amount on Record Loan-to-Value (LTV) LTV on Record Tax $988.00 Amount Accuracy Verified / From Affidavit Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 186 RIVER BREEZE DR # 70, 70, CHARLESTON, SC 29407-5690
Mortgage
Document Number 0001232447 Date Mar 11, 2024 Instrument 1232/447
Lender
Name MORTGAGE RESEARCH CENTER LLC Type Mortgage Company
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Mar 1, 2054
January 2020: Grant Deed, Transfer Document Type Grant Deed Jurisdiction CHARLESTON SC Recording Date Jan 15, 2020 Property Address 186 RIVER BREEZE DR, CHARLESTON, SC 29407-5690 Document Number 0853/0197 Book / Page 000853 / 000197 Instrument Date Dec 23, 2019 Transaction Type Transfer Record Updated Feb 17, 2020 Title Company ATTORNEY ONLY
Transaction
Amount Amount on Record Tax $215.00 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address PO BOX 30883 CHARLESTON SC 294170883, CHARLESTON, SC 29417-0883
January 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHARLESTON SC Recording Date Jan 5, 2017 Property Address 186 RIVER BREEZE DR, CHARLESTON, SC 29407-5690 Document Number 0608/0120 Book / Page 000608 / 000120 Instrument Date Dec 9, 2016 Transaction Type Transfer Record Updated Jan 17, 2017
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Corporate Trust Address 186 RIVER BREEZE DR CHARLESTON SC 294075690, CHARLESTON, SC 29407-5690
January 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHARLESTON SC Recording Date Jan 5, 2017 Property Address 186 RIVER BREEZE DR, CHARLESTON, SC 29407-5690 Document Number 0608/0128 Book / Page 000608 / 000128 Instrument Date Dec 9, 2016 Transaction Type Transfer Record Updated Jan 17, 2017
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Corporate Trust Address 186 RIVER BREEZE DR CHARLESTON SC 294075690, CHARLESTON, SC 29407-5690
January 2017: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHARLESTON SC Recording Date Jan 5, 2017 Property Address 186 RIVER BREEZE DR, CHARLESTON, SC 29407-5690 Document Number 0608/0124 Book / Page 000608 / 000124 Instrument Date Nov 25, 2016 Transaction Type Transfer Record Updated Jan 17, 2017
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Joint Tenants with Right of Survivorship Address 186 RIVER BREEZE DR CHARLESTON SC 294075690, CHARLESTON, SC 29407-5690
Mortgage
Document Number 608/0126, Date Jan 5, 2017 Book Page 000608/000126
Lender
Name BANK OF SC Type Bank Address CHARLESTON, SC 29401
Agreement
Amount Amount on Record Term 360 Months Due Jan 4, 2047
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Tax Assessment & Valuation
The 2025 property tax bill for 186 River Breeze Dr was $6,473, up 434.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
Property Jurisdictions
Type Name State South Carolina County Charleston County Municipality Charleston City Unified School District Charleston County School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $6,473.00 (+434.52%) $380,000 (+4,318.6%) Land $102,400 Building $277,600 $380,000 Land $102,400 Building $277,600 2024 $1,211.00 $8,600 2022 $1,106.00 $8,600 $215,000 Land $56,600 Building $158,400 2020 $215,000 Land $56,600 Building $158,400
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
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Flood
FEMA maps place 186 River Breeze Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone AEhigh risk 100-Year Floodplain Yes1% annual chance Floodway No Base Flood Elevation 9.0 ft Flood Insurance Requirement Requiredfederally backed loans Flood Insurance Cost Premium on File median of 242 individual policies Community Rating System Class 2 (40% premium discount) Nearby Flood Policies 329 units insuredincl. 87 condo units Nearby Flood Claims 251 (1979–2025) Claims Outside the SFHA 13 of 251 Most Recent Claim Oct 2025 · rainfall accumulation Claims by Event Hurricane Irma, Sep 2017 · 44 claims Hurricane Matthew, Oct 2016 · 40 claims Hurricane Hugo, Sep 1989 · 69 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 186 River Breeze Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Moderateabove 54% of the US · above 66% of South Carolina Wildfire Likelihood 0.1% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System CHARLESTON WATER SYSTEMserves 278,771 people · EPA ID SC1010001 Water Source Surface water Last State Inspection Feb 2024 Lead 4 ppb (2022–2024)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Corrosion controlJul 2025 Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) WOW Internet, Cable & PhoneCable 1,200 / 50 XfinityCable 1,200 / 35 VerizonFixed Wireless 300 / 20
May also be available: AT&T.
Cell Coverage
5G (outdoors only) and 4G LTE
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