186 Risch Ct, West Chicago, IL 60185 Property Records

DuPage County property record for 186 Risch Ct, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	2,628 sqft · built 2005
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2021)
Tax Bill	$14,603 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-100-055`

Property Details

APN / Parcel Number

Primary APN	`04-03-100-055`

Interior

Stories	2 Stories
Building Area	2,628 sqft Living Area
Gross Area	4,387 sqft
1st Floor Area	1,759 sqft
Basement Area	1,759 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,117 sqft (0.37 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	186 RISCH CT
City	WEST CHICAGO
State	IL
Zip	60185-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	JOHNNY GLEN WILLIAMS SUB ALL
Legal Subdivision	JOHNNY GLEN WILLIAMS SUB
Legal Lot Number	8
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2002
Census Tract	841501

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 RISCH CT, WEST CHICAGO, IL 60185-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Document Number	2021160009
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0000043202
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 1, 2021
Property Address	186 RISCH CT, WEST CHICAGO, IL 60185-2005
Document Number	0000160009
Map Reference	DOC R2003-422791
Instrument Date	Oct 2, 2021
Instrument	R2021-160009
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	186 RISCH CT, WEST CHICAGO, IL 60185-2005

Mortgage

Document Number	0000160010
Date	Nov 1, 2021
Instrument	R2021-160010

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	West Chicago City
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,603.00 (+4.16%) Homeowner's exemption	$181,177 (+9.31%) Land $42,631 Building $138,546	$543,531 (+9.31%) Land $127,893 Building $415,638
2024	$14,020.00 (+9.35%)	$165,746 (+17.16%) Land $39,000 Building $126,746	$497,238 (+17.16%) Land $117,000 Building $380,238
2022	$12,821.00 Homeowner's exemption	$141,470 Land $33,290 Building $108,180	$424,410 Land $99,870 Building $324,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20