Lowndes County property record for 186 Ringo Way, Columbus, MS 39701 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,098 sqft · built 2013 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,429 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12E000000814 |
| Primary APN | 12E000000814 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,098 sqft Adjusted Area |
| 1st Floor Area | 2,453 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 032654 |
|---|---|
| Street Address | 186 RINGO WAY |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 186 RINGO WAY |
| Legal Range | 17E |
| Legal Township | 19N |
| Legal Section | 28 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1000 |
Source: Lowndes County records · APN 12E000000814
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 14, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 02, 2024 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 |
| Deed Sale | Nov 14, 2025 |
| Prior Sale | Aug 02, 2024 |
| Deed Document Number | 0020259084 |
| Deed Book / Page | 2025 / 9084 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00202526550 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 2025/26550 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Nov 14, 2025 |
| Property Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Document Number | 0020259084 |
| Book / Page | 2025 / 9084 |
| Instrument Date | Nov 04, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Investor | Possibly a Property Investor |
| Document Number | 0202526550 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025/26550 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 02, 2024 |
| Property Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Document Number | 0020245645 |
| Book / Page | 2024 / 5645 |
| Instrument Date | Jul 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Document Number | 0202415143 |
|---|---|
| Date | Aug 02, 2024 |
| Instrument | 2024/15143 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 186 RINGO WAY, COLUMBUS, MS 39701-8705 |
| Document Number | 0020205773 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 RINGO WAY COLUMBUS MS 397018705, COLUMBUS, MS 39701-8705 |
| Document Number | 0020205773 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 002020/025773 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 04, 2050 |
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,429.00 (+0.84%) | $46,055 (+65.33%) | $307,030 (+10.22%) Land $40,000 Building $267,030 |
| 2024 | $4,392.00 (+87.21%) | ||
| 2023 | $2,346.00 Homeowner's exemption | $27,857 | $278,570 Land $40,000 Building $238,570 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 38 (1979–2002) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Jan 2002, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 37% of the US · above 20% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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