186 Ridgeway St, Struthers, OH 44471 Property Records

Mahoning County property record for 186 Ridgeway St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1910
Lot Size	0.476 acres (20,735 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jun 2018)
Tax Bill	$880 (2024)
Deeds & Mortgages	May 2023 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-011-0-164.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-011-0-164.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	20,735 sqft (0.476 acres)
Lot Dimensions	250 ft deep x 83 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	186 RIDGEWAY ST
City	STRUTHERS
State	OH
Zip	44471-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1407 83 X 250 RIDGEWAY
Legal Subdivision	STRUTHERS CITY
Legal Lot Number	1407 83
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2014
Census Tract	810800

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 RIDGEWAY ST, STRUTHERS, OH 44471-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jun 8, 2018	Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	263294
Deed Book / Page	6279 / 2368
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	186 RIDGEWAY ST, STRUTHERS, OH 44471-2033
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIDGEWAY ST, STRUTHERS, OH 44471-2033

Mortgage

Document Number	006573/353
Date	May 23, 2023
Book Page	6573/353
Instrument	202300009510

Lender

Name	PREMIER BANK
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 8, 2018
Property Address	186 RIDGEWAY ST, STRUTHERS, OH 44471-2033
Document Number	06279/2368
Book / Page	6279 / 2368
Instrument Date	Jun 1, 2018
Instrument	201800013063
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RIDGEWAY ST, STRUTHERS, OH 44471-2033

Mortgage

Document Number	201800013064
Date	Jun 8, 2018
Instrument	201800013064

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$880.00 (+1.73%)	$21,110 (-) Land $2,010 Building $19,100
2023	$865.00 (-16.51%)	$21,110 (+10.23%) Land $2,010 Building $19,100	$60,320 (+10.23%) Land $5,740 Building $54,580
2022	$1,036.00	$19,150 Land $2,010 Building $17,140	$54,720 Land $5,740 Building $48,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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