Smithfield Town property record for 186 Ridge Rd, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,336 sqft · built 1952 |
| Lot Size | 0.998 acres (43,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,900 (Nov 2010) |
| Tax Bill | $4,578 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0922-79 |
| Primary APN | 3-0922-79 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 1,336 sqft |
| Unfinished Basement | 1,336 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,485 sqft (0.998 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3-0922-79 |
|---|---|
| Street Address | 186 RIDGE RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMED |
| Legal Lot Number | 78 |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 12602 |
186 Ridge Rd is owned and occupied by two individuals who bought it in November 2010.
Source: Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2010 · Amount on File |
| Deed Sale | Nov 29, 2010 · Amount on File |
| Prior Sale | Dec 2, 2008 · Amount on File |
| Transfer Doc | 663-173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 186 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Document Number | 1168-308 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 186 RIDGE RD SMITHFIELD RI 029172517, SMITHFIELD, RI 02917-2517 |
| Document Number | 1168-308 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 001168/000308 |
| Instrument | 44997 |
| Name | LOANDEPOT COM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2048 |
The 2025 property tax bill for 186 Ridge Rd was $4,578.
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,578.00 | $369,500 Land $186,800 Building $182,700 | $459,744 |
| 2023 | $4,132.00 (+2.68%) | $301,200 (-) Land $156,500 Building $144,700 | |
| 2022 | $4,024.00 | $301,200 Land $156,500 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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