Lee County property record for 186 Rd 1438, Tupelo, MS 38804
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 910 sqft · built 1952 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086V-24-068-01 |
| Primary APN | 086V-24-068-01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 910 sqft Heated Area |
| 1st Floor Area | 910 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Street Address | 186 ROAD 1438 |
|---|---|
| City | TUPELO |
| State | MS |
| Zip | 38804-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 NE1/4 |
| Legal Range | 06E |
| Legal Township | 09S |
| Legal Section | 24 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950301 |
186 Rd 1438 is owned and occupied by an individual who acquired it in November 2019.
Source: Lee County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2018 | Deed of Trust, Mortgage RENASANT BANK |
| Sep 21, 2023 | Deed of Trust, Mortgage RENASANT BANK |
| Oct 17, 2008 | Deed of Trust, Mortgage REGIONS BANK |
| Jul 14, 2025 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Nov 20, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2019 |
| Transfer Doc | 2019014854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018005335 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 2018005335 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Document Number | 2023011065 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023011065 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Sep 5, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008017225 |
|---|---|
| Date | Oct 17, 2008 |
| Instrument | 2008017225 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 830721 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Sep 4, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE MS |
| Recording Date | Jul 14, 2025 |
| Property Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Document Number | 2025008083 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2025008083 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Name | Verified Name |
|---|---|
| Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Document Number | 2025008084 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 2025008084 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEE MS |
| Recording Date | Nov 20, 2019 |
| Property Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
| Document Number | 2019014854 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2019014854 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 ROAD 1500, BELDEN, MS 38826-9714 |
| Name | Verified Name |
|---|---|
| Address | 186 ROAD 1438, TUPELO, MS 38804-8512 |
The 2025 property tax bill for 186 Rd 1438 was $555 with a homeowner's exemption.
Source: Lee County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 Homeowner's exemption | $5,158 | $51,550 Land $13,000 Building $38,550 |
| 2023 | $474.00 Homeowner's exemption | $4,428 | $44,250 Land $13,000 Building $31,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Rd 1438 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Nov 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Rd 1438 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A #1-BARNES CROSNG public/private · serves 2,672 people · EPA ID MS0410024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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