186 Ravencroft Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 186 Ravencroft Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,260 sqft · built 2019
Lot Size	3.81 acres (166,399 sqft)
Owner	2 Individual Names on File
Last Sale	$17,200 (Oct 2017)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`36-1N-3E-0000-0075-0000`

Property Details

APN / Parcel Number

Primary APN	`36-1N-3E-0000-0075-0000`
Alternative APN	`3796`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	166,399 sqft (3.81 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	186 RAVENCROFT RD
City	MONTICELLO
State	FL
Zip	32344-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.82 ACRES IN N1/2 OF NW1/4 & IN SW1/4 (LESS SPLITS) ORB 292/182 & 418/216 & 689/434 & 716/539 & 733/642 & 744/62
Legal Range	03E
Legal Township	01N
Legal Section	36
Jurisdiction	JEFFERSON FL
Township / Civil Division	WACISSA
Census Block Group	4
Census Block	4028
Census Tract	250200

Owner

186 Ravencroft Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Jefferson County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	186 RAVENCROFT RD, MONTICELLO, FL 32344-8034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Deed Document Number	0000746670
Record Updated	Jun 8, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON FL
Property Address	186 RAVENCROFT RD, MONTICELLO, FL 32344-8034
Document Number	0007750305
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 RAVENCROFT RD MONTICELLO FL 323448034, MONTICELLO, FL 32344-8034

Mortgage

Document Number	0007750305
Date	Oct 24, 2019
Book Page	000775/000305
Instrument	33002838

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 186 Ravencroft Rd was $2,297 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 Homeowner's exemption	$184,286 (+2.9%)	$209,188 (-0.61%) Land $49,660 Building $159,528
2024	$2,297.00 (+2.82%) Homeowner's exemption	$179,093 (+3%)	$210,472 (+9.09%) Land $47,750 Building $162,722
2023	$2,234.00 (+7.87%) Homeowner's exemption	$173,876 (+2.77%)	$192,932 (+12.65%) Land $34,380 Building $158,552
2022	$2,071.00 Homeowner's exemption	$169,196	$171,260 Land $30,560 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Ravencroft Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Ravencroft Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20