186 Rainbow Rd, Windsor, CT 06095 Property Records

Windsor Town property record for 186 Rainbow Rd, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,071 sqft · built 1939
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2020)
Tax Bill	$6,231 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8349.00`

Property Details

APN / Parcel Number

Primary APN	`8349.00`
Alternative APNs	`WIND M:00019 B:00127 L:000021` `WSOR M:00019 B:00127 L:000021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,071 sqft Living Area
Gross Area	2,784 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	8349.00
Street Address	186 RAINBOW RD
City	WINDSOR
State	CT
Zip	06095-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	127
Legal Lot Number	21
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1020
Census Tract	473502

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 RAINBOW RD, WINDSOR, CT 06095-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	20201840
Deed Book / Page	1891 / 170
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	186 RAINBOW RD, WINDSOR, CT 06095-1137
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001920-242
Date	Sep 28, 2021
Book Page	1920/242
Instrument	2021-04603

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Jun 11, 2020
Property Address	186 RAINBOW RD, WINDSOR, CT 06095-1137
Document Number	1891-170
Book / Page	1891 / 170
Instrument Date	Jun 2, 2020
Instrument	2020-01840
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001841
Date	Jun 11, 2020
Instrument	2020-01841

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,030 (-) Land $75,950 Building $143,080	$153,321 Land $53,165 Building $100,156
2024	$6,231.00 (-6.17%)	$219,030 (+44.93%) Land $75,950 Building $143,080
2023	$6,641.00 (+32.08%)	$151,130 (-) Land $62,860 Building $88,270
2022	$5,028.00	$151,130 Land $62,860 Building $88,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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