Chester County property record for 186 Prospect St, Phoenixville, PA 19460
| Property Type | Commercial Office |
|---|---|
| Details | 1,012 sqft · built 1960 |
| Lot Size | 0.013 acres (564 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $152 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-9-345 |
| Primary APN | 15-9-345 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,012 sqft Total Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 564 sqft (0.013 acres) |
| View / Lot | Central Business |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 PROSPECT ST |
|---|---|
| City | PHOENIXVILLE |
| State | PA |
| Zip | 19460 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | DC |
| Legal Description | LOT & COMM |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | PHOENIXVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 300700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Phoenixville Historic District listed 1987 · 909 contributing resources · NRIS 87000378 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
186 Prospect St, a commercial property, is owned by an individual.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 S MAIN ST, PHOENIXVILLE, PA 19460-3486 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage WILMINGTON SVG FUND SOCIETYFSB |
| Sep 15, 2017 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SVG FUND SOCIETYFSB |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 186 PROSPECT ST, PHOENIXVILLE, PA 19460 |
| Document Number | 0096190873 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2017 |
| Title Company | AMERICAN LEGAL ABSTRACT LLC, AMERICAN LEGAL ABS LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 616 WATERFALL WAY PHOENIXVILLE PA 194604700, PHOENIXVILLE, PA 19460-4700 |
| Document Number | 0096190873 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 009619/000873 |
| Instrument | 11567613 |
| Name | WILMINGTON SVG FUND SOCIETYFSB |
|---|---|
| Address | WILMINGTON, DE 19801 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 186 PROSPECT ST, PHOENIXVILLE, PA 19460 |
| Document Number | 0096190886 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | AMERICAN LEGAL ABSTRACT LLC, AMERICAN LEGAL ABS LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 616 WATERFALL WAY PHOENIXVILLE PA 194604700, PHOENIXVILLE, PA 19460-4700 |
| Document Number | 0096190886 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 009619/000886 |
| Instrument | 11567614 |
| Name | WILMINGTON SVG FUND SOCIETYFSB |
|---|---|
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 186 Prospect St was $152.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Phoenixville Borough |
| Unified School District | Phoenixville Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152.00 | $31,260 Land $10,630 Building $20,630 | $31,260 Land $10,630 Building $20,630 |
| 2024 | $1,434.00 | $31,260 Land $10,630 Building $20,630 | |
| 1998 | $31,260 Land $10,630 Building $20,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Prospect St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1991–1999) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 186 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIXVILLE WATER DEPT serves 16,599 people · EPA ID PA1150077 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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