Middlesex County and Ashland Town property record for 186 Prospect St, Ashland, MA 01721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 1984 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Mar 2005) |
| Tax Bill | $7,864 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/029.0-0044-0000.0 |
| Primary APN | M:014/029.0-0044-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 186 PROSPECT ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 44 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 385203 |
Source: Middlesex County and Ashland Town records · APN M:014/029.0-0044-0000.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 PROSPECT ST, ASHLAND, MA 01721-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2005 · Amount on Record |
| Deed Sale | Mar 23, 2005 · Amount on Record |
| Prior Sale | Aug 30, 2002 · Amount on Record |
| Deed Document Number | 200558187 |
| Deed Book / Page | 44860 / 567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 186 PROSPECT ST, ASHLAND, MA 01721-2232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72703-70 |
|---|---|
| Date | Jun 03, 2019 |
| Book Page | 72703/70 |
| Instrument | 74043 |
| Name | AVIDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2034 |
Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,864.00 (+2.52%) | $615,800 (+6.28%) Land $220,100 Building $395,700 | $733,020 (+12.3%) |
| 2024 | $7,671.00 (+8.93%) | $579,400 (+13.3%) Land $220,100 Building $359,300 | $652,745 |
| 2023 | $7,042.00 | $511,400 Land $209,200 Building $302,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173852032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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