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186 Pine St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 186 Pine St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,625 sqft · built 1840
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual on Record
Last Sale$156,500 (Aug 2024)
Tax Bill$3,568 (2025)
Deeds & MortgagesDec 2022 Mortgage
Aug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-5533.000

Property Details

APN / Parcel Number

Primary APN6-5533.000
Alternative APNs
  • 09001090180001064000
  • 290900 109.18-1-64

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,625 sqft Living Area
1st Floor Area1,437 sqft
2nd Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions118 ft deep x 82 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area55 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6-5533.000
Street Address186 PINE ST
CityLOCKPORT
StateNY
Zip14094-4402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionVILLAGE OF LOCKPORT
Legal Block1
Legal Lot Number64.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1001
Census Tract23700

Owner

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address180 CONGRESS ST, BUFFALO, NY 14213-3404
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUIDANCE RESIDENTIAL LLC
Aug 21, 2024Warranty Deed, Transfer · FHA Mortgage
FIVE STAR BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleDec 30, 2022 · Amount on Record
Deed Document Number202412410
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address186 PINE ST, LOCKPORT, NY 14094-4402
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 PINE ST, LOCKPORT, NY 14094-4402

Mortgage

Document Number0000004878
DateDec 30, 2022
Instrument2022-24878
Lender
NameGUIDANCE RESIDENTIAL LLC
TypeMortgage Company
AddressRESTON, VA 20190
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateAug 21, 2024
Property Address186 PINE ST, LOCKPORT, NY 14094-4402
Document Number0000002410
Map ReferenceMB 14 PG 50
Instrument DateAug 12, 2024
Instrument2024-12410
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$626.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1049 SUMMIT RD, CHESHIRE, CT 06410-1328

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 CONGRESS ST, BUFFALO, NY 14213-3404

Mortgage

Document Number0000002411
DateAug 21, 2024
Instrument2024-12411
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,568.00$129,000 (+9.32%) Land $6,800 Building $122,200$129,000 (+9.32%) Land $6,800 Building $122,200
2023$118,000 Land $6,800 Building $111,200$118,000 Land $6,800 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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