186 Phillips Rd, Carbondale, IL 62902 Property Records

Jackson County property record for 186 Phillips Rd, Carbondale, IL 62902

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,400 sqft · built 2010
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-36-351-016`

Property Details

APN / Parcel Number

Primary APN	`15-36-351-016`
Alternative APN	`15-36-351-016-0040`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft
Basement Area	2,400 sqft
Unfinished Basement	2,400 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	186 PHILLIPS RD
City	CARBONDALE
State	IL
Zip	62902-7533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PHILLIPS WOODS SUB PC 3 SL A008 2009/35047 2017R002585 2025R003207
Legal Subdivision	PHILLIPS WOODS SUB
Legal Lot Number	2
Jurisdiction	JACKSON IL
Township / Civil Division	CARBONDALE
Census Block Group	2
Census Block	2014
Census Tract	11600

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 PHILLIPS RD, CARBONDALE, IL 62902-7533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOUTHERN BANK
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	20253207
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Recording Date	Apr 8, 2026
Property Address	186 PHILLIPS RD, CARBONDALE, IL 62902-7533
Document Number	0000001404
Instrument Date	Mar 30, 2026
Instrument	20261404
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	186 PHILLIPS RD, CARBONDALE, IL 62902-7533

Mortgage

Document Number	0000001404,
Date	Apr 8, 2026
Instrument	20261404

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	186 PHILLIPS RD, CARBONDALE, IL 62902-7533
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001483
Date	Mar 18, 2019
Instrument	2019R001483

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	May 26, 2017
Property Address	186 PHILLIPS RD, CARBONDALE, IL 62902-7533
Document Number	0000002585
Map Reference	PL CAB 3 SL 8A
Instrument Date	May 26, 2017
Instrument	2017R002585
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 PHILLIPS RD, CARBONDALE, IL 62902-7533

Mortgage

Document Number	0000002586
Date	May 26, 2017
Instrument	2017R002586

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Carbondale Township
Secondary School District	Carbondale Community High School District 165 (09 - 12)
Elementary School District	Giant City Community Consolidated School District 130 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00 (-52.23%) Homeowner's exemption	$99,162 (+9.83%) Land $14,616 Building $84,546	$297,486 (+9.83%) Land $43,848 Building $253,638
2024	$7,564.00 (+14.5%)	$90,283 (+22.81%) Land $13,753 Building $76,530	$270,849 (+22.81%) Land $41,259 Building $229,590
2022	$6,606.00 Homeowner's exemption	$73,512 Land $11,500 Building $62,012	$220,536 Land $34,500 Building $186,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000

May also be available: Mediacom Xtream, ProTek Communications, Wisper ISP.

Nearby Properties on Phillips Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures