186 Phillips Bend, Spring Hill, TN 37174 Property Records

Maury County property record for 186 Phillips Bend, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,925 sqft · built 2023
Lot Size	0.221 acres (9,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$714,800 (Nov 2023)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029I-N-008.00`

Property Details

APN / Parcel Number

Primary APN	`029I-N-008.00`
Alternative APN	`060029I N 00800`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,925 sqft Living Area
Gross Area	3,870 sqft
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Lot Area	9,624 sqft (0.221 acres)
Lot Dimensions	143 ft deep x 67 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	945 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	060029I N 00800
Street Address	186 PHILLIPS BND
City	SPRING HILL
State	TN
Zip	37174-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST POINT PHASE 15 PB 22 PG 522 LOT 1508 67.05 X 143.53 IRR
Legal Subdivision	HARVEST POINT PHASE 15
Legal Lot Number	1508
Jurisdiction	MAURY TN
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	10201

Owner

Source: Maury County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 PHILLIPS BND, SPRING HILL, TN 37174-5006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 13, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	202315757
Deed Book / Page	2957 / 1440
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAURY TN
Recording Date	Jul 15, 2026
Property Address	186 PHILLIPS BND, SPRING HILL, TN 37174-5006
Document Number	0000010930
Book / Page	3166 / 395
Instrument Date	Jul 3, 2026
Instrument	202610930
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 PHILLIPS BND, SPRING HILL, TN 37174-5006

Mortgage

Document Number	0000010930,
Date	Jul 15, 2026
Book Page	3166/395
Instrument	202610930

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MAURY TN
Recording Date	Nov 13, 2023
Property Address	186 PHILLIPS BND, SPRING HILL, TN 37174-5006
Document Number	0R29571440
Book / Page	2957 / 1440
Map Reference	MB P22 PG 522
Instrument Date	Nov 10, 2023
Instrument	23015757
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,644.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 202129, FLORENCE, SC 29502-2129

Mortgage

Document Number	0R23015758
Date	Nov 13, 2023
Instrument	23015758

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Maury County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Maury County
Municipality	Spring Hill City
Unified School District	Maury County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (+556.6%)	$131,375 (-) Land $20,000 Building $111,375	$525,500 (-) Land $80,000 Building $445,500
2023	$530.00	$131,375 (+650.71%) Land $20,000 Building $111,375
2022	$530.00	$17,500 Land $17,500	$525,500 (+650.71%) Land $80,000 Building $445,500
2021			$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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