Jefferson County property record for 186 Peach Tree Dr, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,744 sqft · built 1975 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,900 (Sep 2017) |
| Tax Bill | $1,442 (2026) |
| Deeds & Mortgages | Jan 2026 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7A-0137.0000 |
| Primary APN | 02-7A-0137.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 125 ft deep x 86 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 PEACH TREE DR |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC E #13 ORCHARD HILLS |
| Legal Subdivision | ORCHARD HILLS SUBDIVISION |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 972402 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 PEACH TREE DR, RANSON, WV 25438-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed, Transfer |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Sep 1, 2017 | Deed, Transfer · Conventional Mortgage NORTHWEST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Document Number | 201715415 |
| Deed Book / Page | 1195 / 540 |
| Prior Transfer Date | Dec 17, 2011 |
| Prior Transfer Doc | 0000002593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jan 20, 2026 |
| Property Address | 186 PEACH TREE DR, RANSON, WV 25438-1128 |
| Document Number | 001365/286 |
| Book / Page | 1365 / 286 |
| Map Reference | MB 1 PG 37 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 202600000853 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $786.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2664, MARTINSBURG, WV 25402-2664 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 186 PEACH TREE DR, RANSON, WV 25438-1128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 186 PEACH TREE DR, RANSON, WV 25438-1128 |
| Document Number | 002306/494 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 2306/494 |
| Instrument | 202000011749 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Sep 1, 2017 |
| Property Address | 186 PEACH TREE DR, RANSON, WV 25438-1128 |
| Document Number | 001195/540 |
| Book / Page | 1195 / 540 |
| Map Reference | MB 1 PG 37 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 201700015415 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 186 PEACH TREE DR, RANSON, WV 25438-1128 |
| Document Number | 201700015416 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 201700015416 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,442.00 (-1.5%) | $125,000 (-0.79%) Land $55,000 Building $70,000 | $208,333 (-0.79%) Land $91,667 Building $116,667 |
| 2025 | $1,464.00 (+10.24%) | $126,000 (+10.82%) Land $55,000 Building $71,000 | $210,000 (+10.82%) Land $91,600 Building $118,400 |
| 2023 | $1,328.00 | $113,700 Land $48,100 Building $65,600 | $189,500 Land $80,200 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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