Ulster County and Saugerties Town property record for 186 Patch Rd, Saugerties, NY 12477 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 187,308 sqft (4.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2024) |
| Tax Bill | $5,754.00 (2025) |
| Primary APN | 514889 28.1-4-9.110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 187,308 sqft (4.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 576 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 120480.000 |
|---|---|
| Street Address | 186 PATCH RD |
| City | SAUGERTIES |
| State | NY |
| Zip | 12477-3462 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 9.110 |
| Jurisdiction | ULSTER NY |
| Minor Civil Division | SAUGERTIES |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 950400 |
Source: Ulster County and Saugerties Town records · APN 514889 28.1-4-9.110
Assessment roll updated April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 PATCH RD, SAUGERTIES, NY 12477-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAWYER SAVINGS BANK |
| Apr 03, 2024 | Deed, Transfer · Stand Alone First Mortgage SAWYER SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Deed Doc Number | 20243526 |
| Deed Book / Page | 7340 / 1 |
| Prior Transfer Date | Jun 23, 2016 |
| Prior Transfer Doc | 0000009481 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 186 PATCH RD, SAUGERTIES, NY 12477-3462 |
| Document Number | 0000007051 |
| Book / Page | 13767 / 99 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20267051 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 186 PATCH RD, SAUGERTIES, NY 12477-3462 |
| Document Number | 0000007051, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 13767/99 |
| Instrument | 20267051 |
| Name | SAWYER SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Apr 03, 2024 |
| Property Address | 186 PATCH RD, SAUGERTIES, NY 12477-3462 |
| Document Number | 0000003526 |
| Book / Page | 7340 / 1 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024-3526 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 RED MAPLE RD, SAUGERTIES, NY 12477-9326 |
| Document Number | 0000003527 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024-3527 |
| Name | SAWYER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ulster County and Saugerties Town records · Assessment roll updated April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Saugerties Town |
| Unified School District | Saugerties Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,754.00 (+403.41%) | $290,000 (+28.04%) Land $101,000 Building $189,000 | $290,000 (+28.04%) Land $101,000 Building $189,000 |
| 2023 | $226,500 (+17.05%) Land $98,000 Building $128,500 | $226,500 (+17.05%) Land $98,000 Building $128,500 | |
| 2022 | $193,500 Land $98,000 Building $95,500 | $193,500 Land $98,000 Building $95,500 | |
| 2021 | $1,143.00 |
186 Patch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Ulster County (36111C), updated April 5, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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