186 Panther Dr, Hanover, PA 17331 Property Records

Adams County property record for 186 Panther Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,166 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Mar 2014)
Tax Bill	$8,197 (2026)
Deeds & Mortgages	Aug 2007 Line of Credit Feb 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 007-0113-000`

Property Details

APN / Parcel Number

Primary APN	`08 007-0113-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	186 PANTHER DR
City	HANOVER
State	PA
Zip	17331-7791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	CONEWAGO VALLEY ESTATES
Legal Lot Number	L-0018
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1039
Census Tract	31102

Owner

186 Panther Dr is owned and occupied by two individuals who bought it in March 2014.

Source: Adams County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 PANTHER DR, HANOVER, PA 17331-7791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2007	Deed of Trust, Mortgage · Line of Credit COMMUNITYBANKS NORTH HANOVER
Feb 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 10, 2008	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 21, 2010	Deed of Trust, Mortgage ADAMS COUNTY NATIONAL BANK
Mar 4, 2014	Deed, Transfer · ARM GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2014 · Amount on File
Deed Sale	Mar 4, 2014 · Amount on File
Prior Sale	Oct 8, 2003 · Amount on File
Deed Book / Page	5919 / 668
Record Updated	Jun 8, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	186 PANTHER DR, HANOVER, PA 17331-7791
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004935/140
Date	Aug 6, 2007
Book Page	4935/140
Instrument	04935_00140

Lender

Name	COMMUNITYBANKS NORTH HANOVER
Address	HANOVER, PA 17331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2008

Interest

Rate Type	Fixed Rate

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	186 PANTHER DR, HANOVER, PA 17331-7791
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005572/481
Date	Feb 28, 2011
Book Page	5572/481
Instrument	05572_00481

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2026

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	186 PANTHER DR, HANOVER, PA 17331-7791
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005232/037
Date	Jun 10, 2008
Book Page	5232/037
Instrument	05232_00037

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2023

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	186 PANTHER DR, HANOVER, PA 17331-7791
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005451/786
Date	Jan 21, 2010
Book Page	5451/786
Instrument	05451_00786

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 12, 2025

March 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 4, 2014
Property Address	186 PANTHER DR, HANOVER, PA 17331-7791
Document Number	005919/668
Book / Page	5919 / 668
Map Reference	MB73 PG7
Instrument Date	Feb 28, 2014
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,298.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	186 PANTHER DR, HANOVER, PA 17331-7791
Investor	Possibly a Property Investor

Mortgage

Document Number	0591900671
Date	Mar 4, 2014
Instrument	05919_00671

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2019
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2026 property tax bill for 186 Panther Dr was $8,197.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,197.00	$336,200 Land $60,500 Building $275,700
2024	$7,436.00 (+3.84%)	$336,200 (-) Land $60,500 Building $275,700
2023	$7,161.00	$336,200 Land $60,500 Building $275,700
2010			$336,200 Land $60,500 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Panther Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Panther Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Brightspeed, Verizon.

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