Monroe County property record for 186 Orchid St, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,608 sqft · built 2009 |
| Lot Size | 0.438 acres (19,081 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Jan 2000) |
| Tax Bill | $15,478 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Apr 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00437491-004700 |
| Primary APN | 00437491-004700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 3,383 sqft |
| 1st Floor Area | 2,608 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 19,081 sqft (0.438 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 2,028 sqft |
| Deck Area | 1,155 sqft |
| Patio Area | 2,043 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1535851 |
|---|---|
| Street Address | 186 ORCHID ST |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BLK 4 LTS 20-21 PLANTATION TROPICAL PARK PB6-23 PLANTATION KEY OR453-268 OR1183-855 OR1235-1170/71 OR1357-239/40 OR1519-1605 OR1615-32 OR2380-1158 OR3218-1734 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 33 |
| Legal Subdivision | PLANTATION TROPICAL PARK |
| Legal Block | 4 |
| Legal Lot Number | 20-21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970700 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 186 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GLENN LAHTI |
| Apr 4, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2000 · Amount on Record |
| Deed Sale | Jan 26, 2000 · Amount on Record |
| Prior Sale | May 1, 1995 · Amount on Record |
| Deed Book / Page | 1615 / 32 |
| Last Transfer Date | Apr 3, 2023 |
| Transfer Doc | 0032181734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 186 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0032350758 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 3235/758 |
| Instrument | 2425896 |
| Name | GLENN LAHTI |
|---|---|
| Type | Private Party |
| Address | PO BOX 373006, KEY LARGO, FL 33037 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 4, 2023 |
| Property Address | 186 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Document Number | 0032181734 |
| Book / Page | 3218 / 1734 |
| Map Reference | MB 6 PG 23 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 2412590 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 ORCHID ST, TAVERNIER, FL 33070-2418 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 186 ORCHID ST, TAVERNIER, FL 33070-2416 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,478.00 (+3.43%) Homeowner's exemption | $1,666,553 (+5.85%) | $2,868,337 (+22.69%) Land $2,159,206 Building $709,131 |
| 2024 | $14,965.00 (+13.53%) | ||
| 2023 | $13,182.00 (+13.16%) Homeowner's exemption | $1,574,483 (+30.5%) | $2,337,881 (+43.82%) Land $1,642,159 Building $695,722 |
| 2022 | $11,649.00 Homeowner's exemption | $1,206,499 | $1,625,534 Land $940,216 Building $685,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 280 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 units insured incl. 114 condo units |
| Nearby Flood Claims | 182 (1994–2023) |
| Claims Outside the SFHA | 2 of 182 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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