York County and Wells Town property record for 186 Ocean Ave, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,809 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $750,000 (Nov 2009) |
| Tax Bill | $11,457 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WLLS M:106 L:47 |
| Primary APN | WLLS M:106 L:47 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,809 sqft Living Area |
| Gross Area | 5,125 sqft |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 186 OCEAN AVE |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 47 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 34005 |
Source: York County and Wells Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 24 PLEASANT VIEW DR, HOPE VALLEY, RI 02832-1290 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2009 · Amount on Record |
| Deed Sale | Nov 16, 2009 · Amount on Record |
| Deed Book / Page | 15760 / 920 |
| Last Transfer Date | Mar 27, 2025 |
| Transfer Doc | 0196380692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 186 OCEAN AVE, WELLS, ME 04090-3704 |
| Document Number | 0182700803 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 186 OCEAN AVE WELLS ME 040903704, WELLS, ME 04090-3704 |
| Document Number | 0182700803 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 018270/000803 |
| Instrument | 24768 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: York County and Wells Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,457.00 (+6.58%) | $1,773,590 (+0.31%) Land $1,173,100 Building $600,490 | |
| 2024 | $10,750.00 (+2.01%) | $1,768,040 (-) Land $1,173,100 Building $594,940 | |
| 2023 | $10,538.00 (+6.02%) | $1,768,040 (+86.06%) Land $1,173,100 Building $594,940 | $1,719,025 |
| 2022 | $9,940.00 | $950,270 Land $545,690 Building $404,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 204 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 23 condo units |
| Nearby Flood Claims | 42 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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