Cumberland County and Sebago Town property record for 186 NW River Rd, Sebago, ME 04029
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1976 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SEBA M:023 L:038 |
| Primary APN | SEBA M:023 L:038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Gross Area | 3,354 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Heating System | HVAC |
|---|
| Account Number | 1360 |
|---|---|
| Street Address | 186 NW RIVER RD |
| City | SEBAGO |
| State | ME |
| Zip | 04029-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 38 |
| Jurisdiction | SEBAGO ME |
| Township / Civil Division | SEBAGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16500 |
186 NW River Rd is owned and occupied by two individuals.
Source: Cumberland County and Sebago Town records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 NW RIVER RD, SEBAGO, ME 04029-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBAGO ME |
| Property Address | 186 NW RIVER RD, SEBAGO, ME 04029-3629 |
| Document Number | 0351290225 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 186 NW RIVER RD SEBAGO ME 040293629, SEBAGO, ME 04029-3629 |
| Document Number | 0351290225 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 035129/000225 |
| Instrument | 45967 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 9, 2033 |
The 2025 property tax bill for 186 NW River Rd was $3,885.
Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Sebago Town |
| Unified School District | Sebago Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,885.00 | $261,803 Land $107,400 Building $154,403 |
| 2023 | $3,398.00 (+24.79%) | $261,803 (-) Land $107,400 Building $154,403 |
| 2022 | $2,723.00 | $261,803 Land $107,400 Building $154,403 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 186 NW River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 NW River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sebago Fiber & WiFi Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures