186 Novel, Irvine, CA 92618 Property Records

Orange County property record for 186 Novel, Irvine, CA 92618

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,960 sqft · built 2020
Owner	2 Individual Names on Record
Tax Bill	$14,773 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`930-011-55`

Property Details

APN / Parcel Number

Primary APN	`930-011-55`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	186 NOVEL
City	IRVINE
State	CA
Zip	92618-1791
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17939 BLK LOT 24 UN 10 LOT 24 OF TRACT 17939 OF CONDO PROJECT 930-01
Legal Tract	17939
Legal Lot Number	24
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5002
Census Tract	52439

Owner

Source: Orange County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 NOVEL, IRVINE, CA 92618-1791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Gift Deed, Transfer · Line of Credit FIRST TECHNOLOGY FEDERAL CREDIT UNION
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage AVEN FINANCIAL INC
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2026
Property Address	186 NOVEL, IRVINE, CA 92618-1791
Document Number	0000238369
Instrument Date	Aug 13, 2026
Instrument	2026238369
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 NOVEL, IRVINE, CA 92618-1791

Mortgage

Document Number	0000238370,
Date	Aug 24, 2026
Instrument	2026238370

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	186 NOVEL, IRVINE, CA 92618-1791
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 NOVEL, IRVINE, CA 92618-1791

Mortgage

Document Number	0000277684
Date	Oct 9, 2025
Instrument	2025000277684

Lender

Name	AVEN FINANCIAL INC
Type	Mortgage Company
Address	CAMPBELL, CA 95008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	186 NOVEL, IRVINE, CA 92618-1791
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 NOVEL, IRVINE, CA 92618-1791

Mortgage

Document Number	0000345118
Date	Oct 26, 2022
Instrument	2022000345118

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,141 (+2%) Land $431,426 Building $418,715
2025	$14,773.00 (+4.27%) Homeowner's exemption	$833,472 (+4.04%) Land $422,967 Building $410,505
2023	$14,168.00 (+2.01%) Homeowner's exemption	$801,108 Land $406,543 Building $394,565
2022	$13,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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