186 Northup St, Warwick, RI 02889 Property Records

Warwick City property record for 186 Northup St, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 596 sqft · built 1945
Lot Size	0.077 acres (3,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Oct 2015)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (moderate risk)
APN	`36001800000`

Property Details

APN / Parcel Number

Primary APN	`36001800000`
Alternative APNs	`WARW M:360 B:0180 L:0000` `131110`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	596 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	596 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,336 sqft (0.077 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	131110
Street Address	186 NORTHUP ST
City	WARWICK
State	RI
Zip	02889-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	180
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3014
Census Tract	21700

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 NORTHUP ST, WARWICK, RI 02889-9221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2015 · Amount on Record
Deed Sale	Oct 29, 2015 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Book / Page	8468 / 94
Last Transfer Date	Jul 14, 2021
Transfer Doc	009928-287
Record Updated	Sep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 23, 2021
Property Address	186 NORTHUP ST, WARWICK, RI 02889-9221
Document Number	009928-284
Book / Page	9928 / 284
Instrument Date	Jul 14, 2021
Instrument	16924
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 NORTHUP ST, WARWICK, RI 02889-9221

Mortgage

Document Number	009928-287
Date	Aug 23, 2021
Book Page	9928/287
Instrument	16925

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (+20.07%)	$266,600 (+34.17%) Land $92,800 Building $173,800
2024			$241,205
2023	$2,820.00 (+13.62%)	$198,700 (+49.96%) Land $75,400 Building $123,300
2022	$2,482.00	$132,500 Land $45,000 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	19 (1982–2023)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880