186 North Dr, Geneva, IN 46740 Property Records

Adams County property record for 186 North Dr, Geneva, IN 46740

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,410 sqft · built 1980
Lot Size	0.494 acres (21,510 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2022)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Feb 2023 Refinance Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-11-21-301-068.000-019`

Property Details

APN / Parcel Number

Primary APN	`01-11-21-301-068.000-019`
Alternative APNs	`02123000003000` `02068170133`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	21,510 sqft (0.494 acres)
Lot Dimensions	165 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	1,086 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02068170133
Street Address	186 NORTH DR
City	GENEVA
State	IN
Zip	46740-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAINBOW LAKE 2ND ADD LOT 110 & RAINBOW LAKE 2ND ADD LOT 111
Legal Subdivision	RAINBOW LAKE 2ND ADD
Legal Lot Number	110,111
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	3
Census Block	3006
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 611, GENEVA, IN 46740-0611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK
Mar 31, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	202241454
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	186 NORTH DR, GENEVA, IN 46740-9703
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000355
Date	Feb 3, 2023
Instrument	2023000355

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Mar 31, 2022
Property Address	186 NORTH DR, GENEVA, IN 46740-9703
Document Number	2022001389
Instrument Date	Mar 29, 2022
Instrument	2022001389
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Municipality	Geneva Town
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (+1.97%) Homeowner's exemption	$228,500 (+21.09%) Land $50,700 Building $177,800	$228,500 (+21.09%) Land $50,700 Building $177,800
2024	$1,880.00 (+2.01%)
2023	$1,843.00 (+1.99%)	$188,700 (+4.43%) Land $50,700 Building $138,000	$188,700 (+4.43%) Land $50,700 Building $138,000
2022	$1,807.00 (+4.15%) Homeowner's exemption	$180,700 Land $50,700 Building $130,000	$180,700 Land $50,700 Building $130,000
2020	$1,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA WATER DEPARTMENT serves 1,359 people · EPA ID IN5201003
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed, Mercury Fiber.

Nearby Properties on North Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures