186 Needham Rd, Washburn, TN 37888 Property Records

Grainger County property record for 186 Needham Rd, Washburn, TN 37888

Property Summary

Property Type	Single Family Home
Details	2 ba · 640 sqft · built 1978
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jun 2019)
Tax Bill	$589 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029037 03601`

Property Details

APN / Parcel Number

Primary APN	`029037 03601`
Alternative APN	`037 03601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	186 NEEDHAM RD
City	WASHBURN
State	TN
Zip	37888-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: A01
Legal Subdivision	OO GRAHAM SURV
Jurisdiction	GRAINGER TN
Township / Civil Division	4
Census Block Group	3
Census Block	3040
Census Tract	500100

Owner

186 Needham Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Grainger County records, as of January 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 NEEDHAM RD, WASHBURN, TN 37888-4701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Deed Document Number	19005215
Deed Book / Page	376 / 1868
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Jun 18, 2019
Property Address	186 NEEDHAM RD, WASHBURN, TN 37888-4701
Document Number	0000005215
Book / Page	000376 / 001868
Instrument Date	Jun 14, 2019
Instrument	5215
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	186 NEEDHAM RD WASHBURN TN 378884701, WASHBURN, TN 37888-4701

Mortgage

Document Number	5216
Date	Jun 18, 2019
Book Page	000376/001870
Instrument	5216

Lender

Name	CITIZENS BK&TR CO/GRAINGER C
Type	Bank
Address	RUTLEDGE, TN 37861-0098

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.27%

Tax Assessment & Valuation

The 2025 property tax bill for 186 Needham Rd was $589.

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$589.00	$25,075 (-) Land $3,375 Building $21,700
2024	$589.00	$25,075 (-) Land $3,375 Building $21,700
2023	$589.00 (+2.26%)	$25,075 (-) Land $3,375 Building $21,700
2022	$576.00	$25,075 Land $3,375 Building $21,700
2021			$100,300 Land $13,500 Building $86,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Needham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Needham Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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