186 NE 19th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 186 NE 19th Ter, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,368 sqft · built 1979
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2022)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-14-37-35-0010-00050-0010`

Property Details

APN / Parcel Number

Primary APN	`1-14-37-35-0010-00050-0010`
Alternative APN	`R11437350010000500010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	1,368 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	109 ft deep x 64 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	186 NE 19TH TER
City	OKEECHOBEE
State	FL
Zip	34972-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANADA TERRACE (PLAT BOOK 2 PAGE 63) LOT 1 & NORTH 1/2 OF LOT 2 BLOCK 5
Legal Range	35E
Legal Township	37S
Legal Section	14
Legal Subdivision	GRANADA TERRACE
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2052
Census Tract	910300

Owner

Source: Okeechobee County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	186 NE 19TH TER, OKEECHOBEE, FL 34972-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Intrafamily Transfer, Transfer
Jun 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Feb 1, 2005 · Amount on File
Deed Document Number	202210734
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0000001789
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 8, 2022
Property Address	186 NE 19TH TER, OKEECHOBEE, FL 34972-3240
Document Number	0000010734
Map Reference	MB 2 PG 63
Instrument Date	Aug 5, 2022
Instrument	2022010734
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 SW 25TH ST, 275, OKEECHOBEE, FL 34974-5802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 NE 19TH TER, OKEECHOBEE, FL 34972-3240

Mortgage

Document Number	0000010735
Date	Aug 8, 2022
Instrument	2022010735

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 17, 2021
Property Address	186 NE 19TH TER, OKEECHOBEE, FL 34972-3240
Document Number	0000001789
Map Reference	MB 2 PG 63
Instrument Date	Feb 17, 2021
Instrument	2021001789
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 15, 2018
Property Address	186 NE 19TH TER, OKEECHOBEE, FL 34972-3240
Document Number	0008090126
Book / Page	000809 / 000126
Instrument Date	Jun 15, 2018
Instrument	7808
Transaction Type	Transfer
Record Updated	Aug 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	275 SW 25TH ST OKEECHOBEE FL 349745802, OKEECHOBEE, FL 34974-5802

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00 (+8.13%) Homeowner's exemption	$144,697 (+5.99%)	$159,116 (+16.55%) Land $13,819 Building $145,297
2023	$1,981.00 (-12.65%) Homeowner's exemption	$136,523 (+10.21%) Land $7,370 Building $129,153	$136,523 (+10.21%) Land $7,370 Building $129,153
2022	$2,268.00	$123,880 Land $5,835 Building $118,045	$123,880 Land $5,835 Building $118,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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