Monongalia County property record for 186 Napier Rdg, Core, WV 26541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2021 |
| Lot Size | 11.8 acres (515,053 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (Mar 2008) |
| Tax Bill | $1,280 (2026) |
| Deeds & Mortgages | Jul 2021 Construction Loan Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-3A-0010.0002 |
| Primary APN | 04-3A-0010.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Family Room | Family Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 515,053 sqft (11.8 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 186 NAPIER RDG |
|---|---|
| City | CORE |
| State | WV |
| Zip | 26541-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10C OR 11.824 AC DUNKARD VALLEY ESTATES PHASE NO 1 (H TRLR) |
| Legal Subdivision | DUNDARD VALLEY ESTATES SUBDIVISION |
| Legal Lot Number | 10C |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 11500 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 NAPIER RDG, CORE, WV 26541-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 28, 2021 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST EXCHANGE BANK |
| Feb 13, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2008 · Amount on Record |
| Deed Sale | Mar 31, 2008 · Amount on Record |
| Prior Sale | Mar 20, 2006 · Amount on Record |
| Deed Document Number | 2008273063 |
| Deed Book / Page | 1362 / 31 |
| Last Transfer Date | Jan 27, 2025 |
| Transfer Doc | 0000950302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Jul 28, 2021 |
| Property Address | 186 NAPIER RDG, CORE, WV 26541-7631 |
| Document Number | 0000837935 |
| Book / Page | 1744 / 365 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 837935 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 NAPIER RDG, CORE, WV 26541-7631 |
| Document Number | 0000837936 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 837936 |
| Name | FIRST EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 366 Months |
| Due | Jan 22, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 186 NAPIER RDG, CORE, WV 26541-7631 |
| Document Number | 0000677981 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 186 NAPIER RDG CORE WV 265417631, CORE, WV 26541-7631 |
| Document Number | 0000677981 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 002173/000594 |
| Instrument | 677981 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,280.00 (+25.61%) | $119,880 (+25.58%) Land $23,820 Building $96,060 | $199,800 (+25.58%) Land $39,700 Building $160,100 |
| 2025 | $1,019.00 (+1.39%) | $95,460 (+1.6%) Land $23,820 Building $71,640 | $159,100 (+1.6%) Land $39,700 Building $119,400 |
| 2023 | $1,005.00 (+230.59%) | $93,960 (+216.36%) Land $23,820 Building $70,140 | $156,600 (+216.36%) Land $39,700 Building $116,900 |
| 2022 | $304.00 | $29,700 Land $23,520 Building $6,180 | $49,500 Land $39,200 Building $10,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1989–2003) |
| Most Recent Claim | Nov 2003 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Side Telecommunications Fiber | 1,000 / 500 |
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