Walton County property record for 186 N Wall St, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,812 sqft · built 2024 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $179,000 (Jan 2021) |
| Tax Bill | $6,394 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jul 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3S-18-16197-000-0070 |
| Primary APN | 36-3S-18-16197-000-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,812 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 117 ft deep x 84 ft wide |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 N WALL ST |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-7257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 LA BELLA VITA ESTATES PB 22-85 OR 3178-1 OR 3298-3932 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 36 |
| Legal Subdivision | LA BELLA VITA ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950610 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4313 SHERWOOD CT, MIDLAND, MI 48640-6326 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ALL IN FCU |
| Jul 5, 2023 | Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA |
| Aug 11, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Deed Document Number | 20211155 |
| Deed Book / Page | 3178 / 1 |
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0032983932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 186 N WALL ST, INLET BEACH, FL 32461-7257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|---|
| Address | 4313 SHERWOOD CT, MIDLAND, MI 48640-6326 |
| Document Number | 0032774581 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 3277/4581 |
| Instrument | 20230001202 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DOTHAN, AL 36303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 186 N WALL ST, INLET BEACH, FL 32461-7257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4313 SHERWOOD CT, MIDLAND, MI 48640-6326 |
| Document Number | 0032943931 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 3294/3931 |
| Instrument | 20230023679 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 10.3% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 186 N WALL ST, INLET BEACH, FL 32461-7257 |
| Document Number | 0032983932 |
| Book / Page | 3298 / 3932 |
| Map Reference | MB 22 PG 85&86 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 20230028949 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4313 SHERWOOD CT, MIDLAND, MI 48640-6326 |
| Name | Verified Name |
|---|---|
| Address | 4313 SHERWOOD CT, MIDLAND, MI 48640-6326 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,394.00 (+129.67%) | $795,983 (+96.54%) Land $405,000 Building $390,983 | $795,983 (+96.54%) Land $405,000 Building $390,983 |
| 2024 | $2,784.00 (+4.19%) | ||
| 2023 | $2,672.00 (+61.35%) | $405,000 (+126.63%) Land $405,000 | $405,000 (+126.63%) Land $405,000 |
| 2022 | $1,656.00 | $178,704 Land $178,704 | $178,704 Land $178,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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