186 N Summit St, Southington, CT 06489 Property Records

Southington Town property record for 186 N Summit St, Southington, CT 06489

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,199 sqft · built 1916
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Nov 2015)
Tax Bill	$6,118 (2025)
Deeds & Mortgages	Aug 2024 Refinance Feb 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SOUT M:086 L:134`

Property Details

APN / Parcel Number

Primary APN	`SOUT M:086 L:134`
Alternative APNs	`M:086 B:134` `3264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,199 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3264
Street Address	186 N SUMMIT ST
City	SOUTHINGTON
State	CT
Zip	06489
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-12
Legal Lot Number	134
Jurisdiction	SOUTHINGTON CT
Township / Civil Division	SOUTHINGTON
Census Block Group	1
Census Block	1010
Census Tract	430602

Owner

186 N Summit St, a duplex, is owned and occupied by an individual who bought it in November 2015.

Source: Southington Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	186 N SUMMIT ST, SOUTHINGTON, CT 06489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Feb 3, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2015 · Amount on File
Deed Sale	Nov 16, 2015 · Amount on File
Deed Document Number	2015256994
Deed Book / Page	1357 / 524
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHINGTON CT
Property Address	186 N SUMMIT ST, SOUTHINGTON, CT 06489
Transaction Type	Mortgage
Record Updated	Jul 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001611-756
Date	Aug 13, 2024
Book Page	1611/756

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHINGTON CT
Property Address	186 N SUMMIT ST, SOUTHINGTON, CT 06489
Transaction Type	Mortgage
Record Updated	Jul 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001623-629
Date	Feb 3, 2025
Book Page	1623/629

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 186 N Summit St was $6,118.

Source: Southington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Southington Town
Unified School District	Southington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00	$184,220 Land $57,880 Building $126,340	$128,954 Land $40,516 Building $88,438
2024	$6,118.00 (+9.39%)
2023	$5,593.00 (+4.23%)	$184,220 (-) Land $57,880 Building $126,340
2022	$5,366.00	$184,220 Land $57,880 Building $126,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 N Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 N Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHINGTON WATER DEPARTMENT serves 43,069 people · EPA ID CT1310011
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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