186 N Main St, Suffield, CT 06078 Property Records

Suffield Town property record for 186 N Main St, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,939 sqft · built 1850
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jul 2021)
Tax Bill	$6,371 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R43524`

Property Details

APN / Parcel Number

Primary APN	`R43524`
Alternative APN	`SUFF M:0043H B:00045 L:00282`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	4,108 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	R43524
Street Address	186 N MAIN ST
City	SUFFIELD
State	CT
Zip	06078-2198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	45
Legal Lot Number	282
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2015
Census Tract	477103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Suffield Historic District listed 1979 · 144 contributing resources · NRIS 79003750

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 N MAIN ST, SUFFIELD, CT 06078-2198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALISBURY BANK & TRUST CO
Jul 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Aug 3, 1998 · Amount on Record
Deed Document Number	20212340760002
Deed Book / Page	563 / 607
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	186 N MAIN ST, SUFFIELD, CT 06078-2198
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000565-115
Date	Sep 14, 2021
Book Page	565/115
Instrument	2345370010

Lender

Name	SALISBURY BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jul 29, 2021
Property Address	186 N MAIN ST, SUFFIELD, CT 06078-2198
Document Number	000563-607
Book / Page	563 / 607
Instrument Date	Jun 15, 2021
Instrument	2340760002
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 N MAIN ST, SUFFIELD, CT 06078-2198

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,371.00	$272,160 (+28.57%) Land $69,580 Building $202,580	$190,512 Land $48,706 Building $141,806
2024	$6,371.00 (+5.2%)
2023	$6,056.00 (+20.47%)	$211,680 (+20.48%) Land $69,440 Building $142,240
2022	$5,027.00	$175,700 Land $69,440 Building $106,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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