Albany County and Albany City property record for 186 N Main Ave, Albany, NY 12206
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,800 sqft · built 1940 |
| Lot Size | 0.066 acres (2,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,839 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 65.29-3-12 |
| Primary APN | 010100 65.29-3-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Total Area |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 1,120 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,870 sqft (0.066 acres) |
| Lot Dimensions | 82.4 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 185 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06502900030120000000 |
|---|---|
| Street Address | 186 N MAIN AVE |
| City | ALBANY |
| State | NY |
| Zip | 12206-1835 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | C2 |
| Legal Description | 2 1/2 WOOD & 2 CAR CON GAR 1003521 |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 501 |
186 N Main Ave, a triplex, is owned and occupied by two individuals.
Source: Albany County and Albany City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 N MAIN AVE, ALBANY, NY 12206-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 186 N MAIN AVE, ALBANY, NY 12206-1835 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006439 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | R2021-16439 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 186 N Main Ave was $7,839.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,839.00 | ||
| 2025 | $286,000 Land $57,200 Building $228,800 | $297,917 Land $59,583 Building $238,334 | |
| 2023 | $164,000 (-) Land $32,800 Building $131,200 | $231,540 (+12.55%) Land $46,308 Building $185,232 | |
| 2022 | $164,000 Land $32,800 Building $131,200 | $205,720 Land $41,144 Building $164,576 | |
| 2021 | $6,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 N Main Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 186 N Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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