186 N Lake Dr, Anacoco, LA 71403 Property Records

Vernon Parish property record for 186 N Lake Dr, Anacoco, LA 71403

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-426-4927`

Property Details

APN / Parcel Number

Primary APN	`020-426-4927`

Location & Zoning

Street Address	186 N LAKE DR
City	ANACOCO
State	LA
Zip	71403-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11, 12 & VERNON LAKE EST, S/D # 1. B826-P426; MAP # U - 25; V - 5
Legal Subdivision	VERNON LAKE ESTATES
Legal Block	100
Legal Lot Number	11-12 12
Jurisdiction	VERNON LA
Township / Civil Division	2
Census Block Group	2
Census Block	2061
Census Tract	950200

Owner

Source: Vernon Parish records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 N LAKE DR, ANACOCO, LA 71403-2089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2006
Deed Sale	Oct 11, 2006
Deed Document Number	592468
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON LA
Property Address	186 N LAKE DR, ANACOCO, LA 71403-2089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1668/420
Date	Sep 11, 2017
Book Page	1668/420
Instrument	684543

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Vernon Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Vernon Parish
Unified School District	Vernon Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+1.72%) Homeowner's exemption	$17,810 (+7.74%) Land $580 Building $17,230	$178,100 (+7.74%) Land $5,800 Building $172,300
2023	$2,098.00 Homeowner's exemption	$16,530 Land $580 Building $15,950	$165,300 Land $5,800 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (2006–2020)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Aug 2020 · Hurricane Laura
Claims by Event	Tropical Storm Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, Mar 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 77% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VERNON PARISH WATERWORKS DISTRICT serves 4,365 people · EPA ID LA1115121
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20