Allegany County property record for 186 N Centre St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,268 sqft · built 1900 |
| Lot Size | 0.054 acres (2,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (May 2003) |
| Tax Bill | $366 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 14-002863 |
| Primary APN | 14-002863 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,358 sqft (0.054 acres) |
| Lot Dimensions | 92 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 002863 |
|---|---|
| Street Address | 186 N CENTRE ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z-RC |
| Legal Description | 186 N CENTRE ST 25X92 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 14, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1000 |
186 N Centre St is owned and occupied by an individual who bought it in May 2003.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 N CENTRE ST, CUMBERLAND, MD 21502-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2003 · Amount on File |
| Deed Sale | May 30, 2003 · Amount on File |
| Prior Sale | May 30, 2003 · Amount on File |
| Deed Document Number | 20031016 |
| Deed Book / Page | 717 / 411 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 186 N Centre St was $366.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,200 Land $6,000 Building $38,200 | $44,200 Land $6,000 Building $38,200 | |
| 2025 | $366.00 | ||
| 2023 | $293.00 | $31,500 Land $6,000 Building $25,500 | $31,500 Land $6,000 Building $25,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 N Centre St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–1995) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 N Centre St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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