Hampden County and Chicopee City property record for 186 Murphy Ln, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1966 |
| Lot Size | 0.296 acres (12,875 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $158,000 (Aug 2013) |
| Tax Bill | $4,257 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 298-00013 |
| Primary APN | 298-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,875 sqft (0.296 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 298-00013 |
|---|---|
| Street Address | 186 MURPHY LN |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 810602 |
Source: Hampden County and Chicopee City records · APN 298-00013
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 186 MURPHY LN, CHICOPEE, MA 01020-4849 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2013 · Amount on Record |
| Deed Sale | Aug 15, 2013 · Amount on Record |
| Prior Sale | Aug 15, 2013 · Amount on Record |
| Last Transfer Date | Apr 07, 2025 |
| Transfer Doc | 0000239425 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 MURPHY LN, CHICOPEE, MA 01020-4849 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000224802 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 224802 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Feb 01, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 186 MURPHY LN, CHICOPEE, MA 01020-4849 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000223746 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 223746 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,257.00 (+3.6%) | $280,800 (+0.86%) Land $131,700 Building $149,100 | $276,640 |
| 2024 | $4,109.00 (+6.07%) | $278,400 (+8.88%) Land $129,100 Building $149,300 | |
| 2023 | $3,874.00 | $255,700 Land $117,300 Building $138,400 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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