186 Mill St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 186 Mill St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Recreational Center
Details	1 ba · 5,100 sqft · built 1940
Lot Size	0.137 acres (5,986 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Apr 2023)
Tax Bill	$12 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R12 B:1 L:3`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R12 B:1 L:3`
Alternative APN	`M:P-13 B:0010 L:0003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	5,100 sqft Total Area
Gross Area	5,232 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	5,986 sqft (0.137 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	186 MILL ST
City	GARDNER
State	MA
Zip	01440-3292
Property Category	Public Works
Property Type	Public Works > Recreational Center
Legal Block	1
Legal Lot Number	3
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1019
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN GARD M:R12 B:1 L:3

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	117 PARKER HILL RD, GARDNER, MA 01440-2340
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Quit Claim Deed, Transfer
Nov 30, 2022	Quit Claim Deed, Transfer
Nov 10, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Record Updated	Jun 08, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 24, 2023
Property Address	186 MILL ST, GARDNER, MA 01440-3292
Document Number	069050-330
Book / Page	69050 / 330
Instrument Date	Apr 20, 2023
Instrument	30801
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 PARKER HILL RD, GARDNER, MA 01440-2340

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 30, 2022
Property Address	186 MILL ST, GARDNER, MA 01440-3292
Document Number	0068546-25
Book / Page	68546 / 25
Instrument Date	Nov 18, 2022
Instrument	127153
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 THEODORE DR # UT, UT, WESTMINSTER, MA 01473-1248

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 10, 2022
Property Address	186 MILL ST, GARDNER, MA 01440-3292
Document Number	068475-137
Book / Page	68475 / 137
Instrument Date	Oct 31, 2022
Instrument	121529
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MILL ST, GARDNER, MA 01440-3292

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12.00 (-99.37%)	$85,900 (-31.88%) Land $36,800 Building $49,100
2024	$1,890.00 (+6.9%)	$126,100 (+15.05%) Land $35,000 Building $91,100
2023	$1,768.00	$109,600 Land $34,600 Building $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277071001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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