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186 Meadow Crossing Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 186 Meadow Crossing Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,816 sqft · built 2020
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$268,437 (Jul 2020)
Tax Bill$4,705 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140433-0140

Property Details

APN / Parcel Number

Primary APN140433-0140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,816 sqft Living Area
Gross Area2,481 sqft
1st Floor Area1,816 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address186 MEADOW CROSSING DR
CitySAINT AUGUSTINE
StateFL
Zip32086-1934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description96/18-20 DEERFIELD MEADOWS PHASE 2 LOT 14 OR4984/648
Legal Range29E
Legal Township08S
Legal Section24
Legal SubdivisionDEERFIELD MEADOWS PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number14
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1018
Census Tract21207

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address186 MEADOW CROSSING DR, SAINT AUGUSTINE, FL 32086-1934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 8, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2020 · Amount on Record
Deed SaleJul 8, 2020 · Amount on Record
Deed Document Number202054520
Deed Book / Page4984 / 648
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address186 MEADOW CROSSING DR, SAINT AUGUSTINE, FL 32086-1934
Transaction TypeMortgage
Record UpdatedAug 9, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 MEADOW CROSSING DR, SAINT AUGUSTINE, FL 32086-1934

Mortgage

Document Number0057971437
DateJul 25, 2023
Book Page5797/1437
Instrument2023057960
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJul 1, 2050

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 8, 2020
Property Address186 MEADOW CROSSING DR, SAINT AUGUSTINE, FL 32086-1934
Document Number0049840648
Book / Page4984 / 648
Map ReferenceMB 96 PG 18-20
Instrument DateJun 26, 2020
Instrument2020054520
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,879.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 MEADOWS CROSSING DR, SAINT AUGUSTINE, FL 32086-1934

Mortgage

Document Number4984649
DateJul 8, 2020
Instrument4984/649
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,466 (-5.94%) Land $80,000 Building $266,466$346,466 (-5.94%) Land $80,000 Building $266,466
2025$4,705.00 (+9.65%) Homeowner's exemption Widower's exemption$368,339 (+2.27%)$368,339 (+2.27%) Land $80,000 Building $288,339
2024$4,291.00 (+0.66%)
2023$4,263.00 (+13.05%)$360,159 (+19.42%)$360,159 (+19.42%) Land $91,000 Building $269,159
2022$3,771.00$301,585$301,585 Land $72,800 Building $228,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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