186 McCarthy Rd, Lindley, NY 14858 Property Records

Steuben County and Caton Town property record for 186 McCarthy Rd, Lindley, NY 14858

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2003
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$6,020 (2026)
Deeds & MortgagesApr 2021 Line of Credit
APN463400 426.00-01-029.120

Property Details

APN / Parcel Number

Primary APN463400 426.00-01-029.120
Alternative APN
  • 34004260000001029120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area87,120 sqft (2 acres)

Exterior Amenities

PorchSlab
Porch Area218 sqft
Shed1 Shed
Canopy98 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address186 MCCARTHY RD
CityLINDLEY
StateNY
Zip14858-9611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionBALCH BALCH BALCH HIGHWAY
Legal Block1
Legal Lot Number29.120
JurisdictionSTEUBEN NY
Township / Civil DivisionCATON
Census Block Group2
Census Block2018
Census Tract963000

Owner

186 McCarthy Rd is owned and occupied by two individuals who acquired it in July 1995.

Source: Steuben County and Caton Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address186 MCCARTHY RD, LINDLEY, NY 14858-9611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 18, 1995
Transfer Doc1457000273
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address186 MCCARTHY RD, LINDLEY, NY 14858-9611
Transaction TypeMortgage
Record UpdatedJun 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4683/294
DateApr 27, 2021
Book Page4683/294
InstrumentDM0207
Lender
NameCORNING FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term157 Months
DueMay 1, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 186 McCarthy Rd was $6,020 with a homeowner's exemption, up 0.6% from the year before.

Source: Steuben County and Caton Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
County SubdivisionCaton Town
Unified School DistrictCorning City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,020.00 (+0.62%) Homeowner's exemption
2025$5,983.00$139,400 Land $22,000 Building $117,400$205,000 Land $32,353 Building $172,647
2023$139,400 (-) Land $22,000 Building $117,400$181,039 (+7.79%) Land $28,571 Building $152,468
2022$139,400 Land $22,000 Building $117,400$167,952 Land $26,506 Building $141,446
2021$1,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 186 McCarthy Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 McCarthy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McCarthy Rd

Nearby Streets

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