Anne Arundel County property record for 186 Mayo Rd, Edgewater, MD 21037
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 1,392 sqft · built 1950 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (Nov 2015) |
| Tax Bill | $3,727 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jun 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-904-04187388 |
| Primary APN | 01-904-04187388 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,392 sqft Gross Area |
| 1st Floor Area | 696 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| View / Lot | Commercial/Industrial |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 90404187388 |
|---|---|
| Street Address | 186 MAYO RD |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1811 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C3 |
| Legal Description | LTS 820 821 WOODLAND BEACH |
| Legal Subdivision | WOODLAND BEACH |
| Legal Block | 1 |
| Legal Lot Number | 820 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 701103 |
186 Mayo Rd, a commercial property, is owned by a company that bought it in November 2015.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 146 RIVERSIDE RD, EDGEWATER, MD 21037-1405 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Jun 30, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage SEVERN SVGS BK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2015 · Amount on File |
| Deed Sale | Nov 5, 2015 · Amount on File |
| Prior Sale | Nov 1, 2013 · Amount on File |
| Deed Book / Page | 28977 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 186 MAYO RD, EDGEWATER, MD 21037-1811 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0323100153 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 32310/153 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 30, 2017 |
| Property Address | 186 MAYO RD, EDGEWATER, MD 21037-1811 |
| Document Number | 0311190050 |
| Book / Page | 031119 / 000050 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 186 MAYO RD EDGEWATER MD 210371811, EDGEWATER, MD 21037-1811 |
| Document Number | 311190050 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 031119/000050 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 186 Mayo Rd was $3,727.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,600 Land $191,000 Building $97,600 | $288,600 Land $191,000 Building $97,600 | |
| 2025 | $3,727.00 | ||
| 2023 | $3,064.00 | $280,600 Land $191,000 Building $89,600 | $280,600 Land $191,000 Building $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Mayo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Mayo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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