186 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 186 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 895 sqft · built 1880
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jul 2017)
Tax Bill	$4,992 (2026)
Deeds & Mortgages	May 2023 Transfer Jul 2017 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S0268600`

Property Details

APN / Parcel Number

Primary APN	`S0268600`
Alternative APN	`PROS M:114 B:86 L:186`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
Gross Area	1,790 sqft
Basement Area	895 sqft
Unfinished Basement	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0268600
Street Address	186 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	186
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

186 Matthew St is owned and occupied by an individual who acquired it in May 2023.

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	186 MATTHEW ST, PROSPECT, CT 06712-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Warranty Deed, Transfer
Apr 27, 2017	Warranty Deed, Foreclosure
Apr 11, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Apr 11, 2017
Deed Book / Page	806 / 272
Last Transfer Date	May 2, 2023
Transfer Doc	000921-347
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	May 3, 2023
Property Address	186 MATTHEW ST, PROSPECT, CT 06712-1429
Document Number	000921-347
Book / Page	921 / 347
Instrument Date	May 2, 2023
Instrument	2023354
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MATTHEW ST, PROSPECT, CT 06712-1429

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 11, 2017
Property Address	186 MATTHEW ST, PROSPECT, CT 06712-1429
Document Number	806-277
Book / Page	000806 / 000277
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 W MAIN ST CHESHIRE CT 064102414, CHESHIRE, CT 06410-2414

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 11, 2017
Property Address	186 MATTHEW ST, PROSPECT, CT 06712-1429
Document Number	806-272
Book / Page	000806 / 000272
Instrument Date	Jul 6, 2017
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MATTHEW ST PROSPECT CT 067121429, PROSPECT, CT 06712-1429

April 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Apr 27, 2017
Property Address	186 MATTHEW ST, PROSPECT, CT 06712-1429
Document Number	802-155
Book / Page	000802 / 000155
Instrument Date	Apr 18, 2017
Transaction Type	Foreclosure
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	PROSPECT CT
Recording Date	Apr 11, 2017
Property Address	186 MATTHEW ST, PROSPECT, CT 06712-1429
Document Number	801-283
Book / Page	000801 / 000283
Instrument Date	Mar 31, 2017
Transaction Type	Foreclosure
Record Updated	May 16, 2017

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 186 Matthew St was $4,992, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,992.00 (+11.33%)	$175,350 (-) Land $88,760 Building $86,590	$294,005 (+139.53%)
2025	$4,484.00	$175,350 Land $88,760 Building $86,590	$122,745 Land $62,132 Building $60,613
2024	$4,484.00 (+2.91%)
2023	$4,357.00 (-0.09%)	$136,510 (-) Land $88,740 Building $47,770
2022	$4,361.00	$136,510 Land $88,740 Building $47,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Matthew St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Matthew St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 97.9% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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