186 Man O War Ln, Hampstead, NC 28443 Property Records

Pender County property record for 186 Man O War Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,122 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Feb 2022)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3292-36-2653-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-36-2653-0000`
Alternative APN	`000048203`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000048203
Street Address	186 MAN O WAR LN
City	HAMPSTEAD
State	NC
Zip	28443-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 PB 67/120 FOREST SOUND PH 1
Legal Subdivision	L E HOWARD DIVISION
Legal Phase	1
Legal Lot Number	39
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	186 MAN O WAR LN, HAMPSTEAD, NC 28443-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST CITIZENS BANK & TRUST CO
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	0024674778
Deed Book / Page	2467 / 4778
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	186 MAN O WAR LN, HAMPSTEAD, NC 28443-4514
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MAN O WAR LN, HAMPSTEAD, NC 28443-4514

Mortgage

Document Number	0048821006
Date	Jan 14, 2026
Book Page	4882/1006

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 4, 2022
Property Address	186 MAN O WAR LN, HAMPSTEAD, NC 28443-4514
Document Number	0047782467
Book / Page	4778 / 2467
Map Reference	MB 67 PG 120
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 309, WRIGHTSVILLE BEACH, NC 28480-0309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MAN O WAR LANE, TOWNSEND, VA 23443

Mortgage

Document Number	0047782471
Date	Feb 4, 2022
Instrument	4778/2471

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+9.68%)	$859,349 (+148.38%) Land $53,760 Building $805,589	$859,349 (+148.38%) Land $53,760 Building $805,589
2023		$345,980 (-) Land $40,500 Building $305,480	$345,980 (-) Land $40,500 Building $305,480
2022	$3,100.00	$345,980 Land $40,500 Building $305,480	$345,980 Land $40,500 Building $305,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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