Old Saybrook Town property record for 186 Main St, Old Saybrook, CT 06475
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 2,590 sqft · built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,678 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 463500 |
| Primary APN | 463500 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,590 sqft Total Area |
| Gross Area | 2,765 sqft |
| 1st Floor Area | 2,590 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 463500 |
|---|---|
| Street Address | 186 MAIN ST |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-2373 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Local Zoning Code | B-1 |
| Legal Block | 131 |
| Legal Lot Number | 5 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 670200 |
186 Main St, a commercial property, is held in a trust.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 19 RESERVOIR RD, OLD SAYBROOK, CT 06475-4226 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 186 MAIN ST, OLD SAYBROOK, CT 06475-2373 |
| Document Number | 650-896 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 147 MAIN ST OLD SAYBROOK CT 064752302, OLD SAYBROOK, CT 06475-2302 |
| Document Number | 650-896 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 000650/000896 |
| Name | GUILFORD SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 26, 2030 |
The 2025 property tax bill for 186 Main St was $3,678.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,678.00 | $237,300 Land $133,200 Building $104,100 | $166,110 Land $93,240 Building $72,870 |
| 2024 | $3,678.00 (-10.42%) | ||
| 2023 | $4,106.00 (+1.84%) | $200,800 (-) Land $107,700 Building $93,100 | |
| 2022 | $4,032.00 | $200,800 Land $107,700 Building $93,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 186 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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