186 Main St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 186 Main St, Gloucester, MA 01930

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	1 bd · 35,609 sqft · built 1900
Lot Size	1.02 acres (44,431 sqft)
Owner	Trust Name on Record
Last Sale	$405,000 (Dec 2017)
Tax Bill	$24,054 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`105843`

Property Details

APN / Parcel Number

Primary APN	`105843`
Alternative APN	`GLOU M:0008 B:0070 L:0000`

Interior

Bedrooms	1 Bed
Units	33 Units
Stories	3 Stories
Building Area	35,609 sqft Total Area
Gross Area	62,985 sqft
1st Floor Area	17,977 sqft
Basement Area	17,132 sqft
Unfinished Basement	8,381 sqft
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	105843
Street Address	186 MAIN ST
City	GLOUCESTER
State	MA
Zip	01930-6009
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	CB
Legal Block	70
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2015
Census Tract	221500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	186 MAIN ST, GLOUCESTER, MA 01930-6009
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANKGLOUCESTER (GLOUCESTER COOP BANK)
Dec 4, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	20171910
Deed Book / Page	36378 / 504
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	186 MAIN ST, GLOUCESTER, MA 01930-6009
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041444-167
Date	Feb 21, 2023
Book Page	41444/167
Instrument	20230221000110

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 4, 2017
Property Address	186 MAIN ST, GLOUCESTER, MA 01930-6009
Document Number	36378-504
Book / Page	036378 / 000504
Instrument Date	Nov 30, 2017
Instrument	1712041910
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$1,846.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 MAIN ST #4 GLOUCESTER MA 019303756, 4, GLOUCESTER, MA 01930-3756

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$24,054.00 (+2.68%)	$2,503,000 (+7.27%) Land $455,300 Building $2,047,700
2025	$23,426.00 (+2.12%)	$2,333,300 (+2.22%) Land $421,700 Building $1,911,600
2024	$22,940.00	$2,282,600 Land $401,600 Building $1,881,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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