186 Main St, Belleville, MI 48111 Property Records

Wayne County property record for 186 Main St, Belleville, MI 48111

Property Summary

Property TypeBank, Financial Building
Details2 ba · 1,635 sqft · built 1963
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Mar 2023)
Tax Bill$11,576 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31 084 03 0107 000

Property Details

APN / Parcel Number

Primary APN31 084 03 0107 000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,635 sqft Total Area
1st Floor Area1,635 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialAdobe
Fire ResistanceMasonry Walls, Wood Interior
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions132 ft deep x 82.5 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address186 MAIN ST
CityBELLEVILLE
StateMI
Zip48111-2738
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal Description21D107 LOT 107 ASSESSORS BELLEVILLE PLAT NO. 4 T3S R8E L67 P71 WCR
Legal SubdivisionASSESSORS BELLEVILLE
Legal Lot Number107
JurisdictionWAYNE MI
Township / Civil DivisionBELLEVILLE
Census Block Group1
Census Block1007
Census Tract587000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12300 RYZNAR DR, VAN BUREN TOWNSHIP, MI 48111-2278
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleMay 21, 2008 · Amount on Record
Deed Document Number202351414
Deed Book / Page58125 / 1247
Prior Transfer DateAug 1, 2007
Prior Transfer Doc0465860172
Record UpdatedOct 29, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionWAYNE MI
Recording DateMar 17, 2023
Property Address186 MAIN ST, BELLEVILLE, MI 48111-2738
Document Number0581251247
Book / Page58125 / 1247
Map ReferenceLB 67 PG 71
Instrument DateMar 10, 2023
Instrument2023051414
Transaction TypeTransfer
Record UpdatedApr 5, 2023
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326-2947

Transferred To (Grantee/Buyer)

NameVerified Name
Address12300 RYZNAR DR, VAN BUREN TWP, MI 48111-2278

Mortgage

Document Number0581251249
DateMar 17, 2023
Instrument58125/1249
Lender
NameGENISYS CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBelleville City
CountyWayne County
Unified School DistrictVan Buren Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,100 (+7.39%)$392,200 (+7.39%)
2025$11,576.00 (+47.28%)$182,600 (+15.72%)$365,200 (+15.72%)
2023$157,800$315,600
2019$7,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLEVILLE
serves 3,964 people · EPA ID MI0000580
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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