Passaic County and Wayne Township property record for 186 Macdonald Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft · built 1953 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jul 2023) |
| Tax Bill | $12,524 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01302-0000-00007 |
| Primary APN | 14-01302-0000-00007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,872 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Lot Area | 10,759 sqft (0.247 acres) |
| Old Parcel Number | 1400460B00019 |
|---|---|
| Street Address | 186 MACDONALD DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: SC RAE |
| Legal Block | 1302 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 10, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 202321845 |
| Deed Book / Page | 4551 / 120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | ADVOCUS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 186 MACDONALD DR, HACK, NJ 07601 |
| Document Number | 0000010090 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | M19858/50 |
| Instrument | 2026010090 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 10, 2023 |
| Property Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Document Number | 0000021845 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023021845 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | NOT AVAILABLE, LEGEND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $909.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Name | Verified Name |
|---|---|
| Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Document Number | 0000021846 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023021846 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Document Number | 0000079725 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | M17690/81 |
| Instrument | 2021079725 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 13, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 186 MACDONALD DR, WAYNE, NJ 07470-3846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048617 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | M15788/0243 |
| Instrument | 2019048617 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,800 (-) Land $99,800 Building $109,000 | $208,800 (-) Land $99,800 Building $109,000 | |
| 2025 | $12,524.00 (+0.88%) | $208,800 (-) Land $99,800 Building $109,000 | $208,800 (-) Land $99,800 Building $109,000 |
| 2024 | $12,415.00 (+9.82%) | ||
| 2023 | $208,800 (-) Land $99,800 Building $109,000 | $208,800 (-) Land $99,800 Building $109,000 | |
| 2022 | $11,305.00 Senior Citizen's exemption Widower's exemption | $208,800 Land $99,800 Building $109,000 | $208,800 Land $99,800 Building $109,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 units insured incl. 10 condo units |
| Nearby Flood Claims | 13 (1990–2021) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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