St. Johns County property record for 186 M L King Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,090 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,925 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 212880-0000 |
| Primary APN | 212880-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,090 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 1,145 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 206 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 600 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 M L KING AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUENA ESPERANZA SUB CITY LOTS 4 5 & 6 BLK 12 OR1192/276 & OR1313/1105 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | BUENA ESPERANZA SUBDIVISION |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 M L KING AVE, SAINT AUGUSTINE, FL 32084-5140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 186 M L KING AVE, SAINT AUGUSTINE, FL 32084-5140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 186 M L KING AVE, ST AUGUSTINE, FL 32084-5140 |
| Document Number | 0063081184 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 6308/1184 |
| Instrument | 2026013998 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 28, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,679 (+2.7%) | $1,126,392 (+0.54%) Land $457,560 Building $668,832 | |
| 2025 | $5,925.00 (+7.69%) Homeowner's exemption | $329,775 (+2.9%) | $1,120,381 (+1.74%) Land $457,560 Building $662,821 |
| 2024 | $5,502.00 (+2.46%) Homeowner's exemption | $320,481 (+3%) | $1,101,231 (-5.51%) Land $457,560 Building $643,671 |
| 2023 | $5,370.00 (+3.41%) Homeowner's exemption | $311,147 (+3%) | $1,165,426 (+18.22%) Land $457,560 Building $707,866 |
| 2022 | $5,193.00 Homeowner's exemption | $302,084 | $985,825 Land $435,597 Building $550,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 376 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 389 units insured incl. 13 condo units |
| Nearby Flood Claims | 284 (1982–2024) |
| Claims Outside the SFHA | 3 of 284 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures