186 Lower Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 186 Lower Rd, Constantia, NY 13044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,199 sqft · built 1968
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,206 (2026)
Flood Zone	Zone X (minimal risk)
APN	`352689 296.00-06-03`

Property Details

APN / Parcel Number

Primary APN	`352689 296.00-06-03`
Alternative APN	`268929600000060030000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	1,875 sqft
Basement Area	324 sqft
Finished Basement	324 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	400 ft deep x 161 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	186 LOWER RD
City	CONSTANTIA
State	NY
Zip	13044-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28, E-AYERS 114-008-000
Legal Block	6
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2056
Census Tract	20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 COUNTY ROUTE 23, CONSTANTIA, NY 13044-3721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 19, 2024
Transfer Doc	0000007169
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,206.00 (+1.43%) Homeowner's exemption Senior Citizen's exemption
2025	$8,090.00	$189,100 (-) Land $15,500 Building $173,600	$343,818 (+18.18%) Land $28,182 Building $315,636
2023		$189,100 Land $15,500 Building $173,600	$290,923 Land $23,846 Building $267,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20