186 Leeman Arm E, Palermo, ME 04354 Property Records

Waldo County and Palermo Town property record for 186 Leeman Arm E, Palermo, ME 04354

Property Summary

Property Type	Single Family Home
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$732,000 (Jun 2024)
Tax Bill	$6,149 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALE M:D4 L:57`

Property Details

APN / Parcel Number

Primary APN	`PALE M:D4 L:57`
Alternative APN	`1096`

Exterior

Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Account Number	1096
Street Address	186 LEEMAN ARM E
City	PALERMO
State	ME
Zip	04354-6714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	57
Jurisdiction	PALERMO ME
Township / Civil Division	PALERMO
Census Block Group	1
Census Block	1024
Census Tract	46001

Owner

186 Leeman Arm E is owned by two individuals who bought it in June 2024.

Source: Waldo County and Palermo Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	182 SCHOOL ST, BERWICK, ME 03901-2733
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Mar 4, 2021 · Amount on File
Deed Document Number	20243593
Deed Book / Page	5002 / 213
Prior Transfer Date	Jun 3, 2024
Prior Transfer Doc	005002/213
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALERMO ME
Property Address	186 LEEMAN ARM E, PALERMO, ME 04354-6714
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005169/190
Date	Nov 12, 2025
Book Page	5169/190
Instrument	2025-9939

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALERMO ME
Recording Date	Mar 4, 2021
Property Address	186 LEEMAN ARM E, PALERMO, ME 04354-6714
Document Number	4617/39
Book / Page	4617 / 39
Instrument Date	Mar 4, 2021
Instrument	2228
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36 PULPIT ROCK RD, RAYMOND, ME 04071-6560

Mortgage

Document Number	20212229
Date	Mar 4, 2021
Instrument	2021-2229

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Waldo County and Palermo Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Palermo Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$6,149.00 (+4.54%)	$534,700 (-) Land $115,200 Building $419,500
2023	$5,882.00 (+5.77%)	$534,700 (-) Land $115,200 Building $419,500
2022	$5,561.00	$534,700 Land $115,200 Building $419,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Leeman Arm E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Leeman Arm E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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