186 Laauwe Ave, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 186 Laauwe Ave, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,444 sqft · built 1955
Lot Size	0.606 acres (26,397 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (May 2015)
Tax Bill	$19,985 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-01904-0000-00104`

Property Details

APN / Parcel Number

Primary APN	`14-01904-0000-00104`
Alternative APNs	`1400478000000017E` `140190400104`

Interior

Building Area	3,444 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Lot Area	26,397 sqft (0.606 acres)

Location & Zoning

Old Parcel Number	1400478000000017E
Street Address	186 LAAUWE AVE
City	WAYNE
State	NJ
Zip	07470-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1904
Legal Lot Number	104
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2002
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · SBA Mortgage FINANCIAL RESOURCES FCU
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL RESOURCES FCU
Nov 18, 2021	Deed of Trust, Mortgage FINANCIAL RESOURCES FCU
Nov 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage FINANCIAL RESOURCES FCU
Nov 18, 2021	Deed of Trust, Mortgage FINANCIAL RESOURCES FCU
Aug 5, 2020	Deed of Trust, Mortgage FINANCIAL RESOURCES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Deed Document Number	201520042
Deed Book / Page	2624 / 5
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656

Mortgage

Document Number	0000003595
Date	Feb 1, 2023
Book Page	M18357/120
Instrument	2023003595

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656

Mortgage

Document Number	0000054063
Date	Nov 23, 2022
Book Page	M18275/132
Instrument	2022054063

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656

Mortgage

Document Number	0000072571
Date	Nov 18, 2021
Book Page	M17607/180
Instrument	2021072571

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072570
Date	Nov 18, 2021
Book Page	M17607/169
Instrument	2021072570

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656

Mortgage

Document Number	0000072569
Date	Nov 18, 2021
Book Page	M17607/157
Instrument	2021072569

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 LAAUWE AVE, WAYNE, NJ 07470-2656

Mortgage

Document Number	0000035283
Date	Aug 5, 2020
Book Page	M16314/180
Instrument	2020035283

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,200 (-) Land $119,800 Building $213,400	$333,200 (-) Land $119,800 Building $213,400
2025	$19,985.00 (+0.87%)	$333,200 (-) Land $119,800 Building $213,400	$333,200 (-) Land $119,800 Building $213,400
2024	$19,812.00 (+5.16%)
2023		$333,200 Land $119,800 Building $213,400	$333,200 Land $119,800 Building $213,400
2022	$18,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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