186 Jones St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 186 Jones St, Cedar Point, NC 28584 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,848 sqft Heated Area
Lot Size30,448 sqft (0.699 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$4,347.00 (2025)

Property Details

APN / Parcel Number

Primary APN5374.19.52.5385000
Alternative APNs
  • 555806
  • 40851

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,848 sqft Heated Area
Gross Area2,170 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod Style
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area30,448 sqft (0.699 acres)
Depth X Width286 ft x 131 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Shed1 Shed
Shed Area264 sqft Shed
Deck Area38 sqft Deck
Patio Area802 sqft Patio
Porch Area312 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number40851
Street Address186 JONES ST
CityCEDAR POINT
StateNC
Zip28584-8041
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL7 JONES STREET PH1
Legal SubdivisionJOHN S JONES
Legal Phase1
Legal Block52
Legal Lot Number7
JurisdictionCARTERET NC
Minor Civil DivisionWHITE OAK
Census Blockgroup3
Census Block3073
Census Tract970806

Owner

Source: Carteret County records · APN 5374.19.52.5385000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address186 JONES ST, CEDAR POINT, NC 28584-8041
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 29, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 09, 2022
Transfer Doc0017780016
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address186 JONES ST, CEDAR POINT, NC 28584-8041
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018680403
DateOct 14, 2025
Book Page1868/403
Instrument1868403
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTERET NC
Recording DateAug 29, 2022
Property Address186 JONES ST, CEDAR POINT, NC 28584-8041
Document Number0017780016
Book / Page1778 / 16
Map ReferenceMB 29 PG 416
Instrument DateAug 07, 2022
Instrument1778016
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 JONES ST, CEDAR POINT, NC 28584-8041

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,347.00 (+68.88%)$960,255 (+120.37%) Land $358,607 Building $601,648$960,255 (+120.37%) Land $358,607 Building $601,648
2023$435,738 Land $217,776 Building $217,962$435,738 Land $217,776 Building $217,962
2022$2,574.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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