186 Jones Rd, Windsor, ME 04363 Property Records

Kennebec County and Windsor Town property record for 186 Jones Rd, Windsor, ME 04363

Property Summary

Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (May 2020)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Sep 2015 Mortgage Oct 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINR M:04 L:023-A`

Property Details

APN / Parcel Number

Primary APN	`WINR M:04 L:023-A`
Alternative APNs	`M:04 L:023=A` `890`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	890
Street Address	186 JONES RD
City	WINDSOR
State	ME
Zip	04363
Property Category	Other
Property Type	Unknown
Legal Lot Number	23-A
Jurisdiction	WINDSOR ME
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1004
Census Tract	19000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

186 Jones Rd is owned by two individuals who bought it in May 2020.

Source: Kennebec County and Windsor Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 115, WINDSOR, ME 04363-0115
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2015	Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK
Oct 7, 2005	Deed of Trust, Mortgage · ARM WILMINGTON FINANCE
May 11, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Deed Book / Page	13548 / 294
Prior Transfer Date	May 6, 2020
Prior Transfer Doc	2020009504
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	186 JONES RD, WINDSOR, ME 04363
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022577
Date	Sep 8, 2015
Book Page	12096/0202
Instrument	000000022577

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2045

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2022
Margin	2

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	186 JONES RD, WINDSOR, ME 04363
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031438
Date	Oct 7, 2005
Book Page	08633/0044
Instrument	000000031438

Lender

Name	WILMINGTON FINANCE

Agreement

Type	ARM
Amount	Amount on Record
Term	276 Months
Due	Oct 5, 2028

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Oct 1, 2007
Margin	8

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINDSOR ME
Recording Date	May 11, 2020
Property Address	186 JONES RD, WINDSOR, ME 04363
Document Number	2020009504
Book / Page	13548 / 294
Instrument Date	May 6, 2020
Instrument	2020009504
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 115, WINDSOR, ME 04363-0115

Mortgage

Document Number	2020009505
Date	May 11, 2020
Instrument	2020009505

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 186 Jones Rd was $3,944, up 2.2% from the year before.

Source: Kennebec County and Windsor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Windsor Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,944.00 (+2.18%)	$419,600 (-) Land $35,600 Building $384,000
2024	$3,860.00 (+23.52%)	$419,600 (+94.71%) Land $35,600 Building $384,000
2023	$3,125.00 (+5.86%)	$215,500 (-) Land $18,000 Building $197,500
2022	$2,952.00	$215,500 Land $18,000 Building $197,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Jones Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Jones Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Jones Rd

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