186 Jarrett Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 186 Jarrett Rd, Rosman, NC 28772

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,424 sqft · built 1976
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Mar 2021)
Tax Bill	$2,376 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8552-28-5193-000`

Property Details

APN / Parcel Number

Primary APN	`8552-28-5193-000`
Alternative APN	`70528450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,424 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	78,408 sqft (1.8 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70528450
Street Address	186 JARRETT RD
City	ROSMAN
State	NC
Zip	28772-0047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1157 1.80
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	3
Census Block	3003
Census Tract	960501

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 JARRETT RD, ROSMAN, NC 28772-0047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	20211906
Deed Book / Page	970 / 604
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	186 JARRETT RD, ROSMAN, NC 28772-0047
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009080284
Date	Jan 23, 2020
Book Page	908/284
Instrument	2020000369

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Nov 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 10, 2021
Property Address	186 JARRETT RD, ROSMAN, NC 28772-0047
Document Number	0009700604
Book / Page	970 / 604
Map Reference	FILE 16 SL 570
Instrument Date	Mar 8, 2021
Instrument	2021001906
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	807 GALLIMORE RD, 807, BREVARD, NC 28712-9554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 JARRETT RD, ROSMAN, NC 28772-0047

Mortgage

Document Number	2021001907
Date	Mar 10, 2021
Instrument	2021001907

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,376.00 (+52.11%)	$494,530 (+108.34%) Land $49,500 Building $445,030	$494,530 (+108.34%) Land $49,500 Building $445,030
2023	$1,562.00	$237,370 Land $49,500 Building $187,870	$237,370 Land $49,500 Building $187,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Jarrett Rd

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