186 Hoagtown Loop, Mulga, AL 35118 Property Records

Jefferson County property record for 186 Hoagtown Loop, Mulga, AL 35118

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,890 sqft · built 1998
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Oct 2024)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00-02-1-003-013.006`

Property Details

APN / Parcel Number

Primary APN	`31-00-02-1-003-013.006`
Alternative APNs	`31021003013006RR00` `32308`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	4,730 sqft
1st Floor Area	1,695 sqft
Upper Floors Area	1,195 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	167 ft deep x 151 ft wide
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	32308
Old Parcel Number	31021003013006RR00
Street Address	186 HOAGTOWN LOOP
City	MULGA
State	AL
Zip	35118-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM NE COR OF SW4 OF NE4 SEC 2 TP 18S R 5W TH E 15 FT TO POB TH CONT E 167.4 FT S 151.1 FT W 167.4 FT N 151 FT TO POB
Legal Range	05W
Legal Township	18S
Legal Section	02
Legal Quarter	NE
Jurisdiction	JEFFERSON AL
Township / Civil Division	MAYTOWN-SYLVAN SPRINGS
Census Block Group	3
Census Block	3046
Census Tract	12302

Owner

186 Hoagtown Loop is owned and occupied by an individual who bought it in October 2024.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	186 HOAGTOWN LOOP, MULGA, AL 35118-9662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
Apr 2, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on File
Deed Sale	Oct 24, 2024 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	2024101297
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	186 HOAGTOWN LOOP, MULGA, AL 35118-9662
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 HOAGTOWN LOOP, MULGA, AL 35118-9662

Mortgage

Document Number	0000046990
Date	Apr 27, 2022
Instrument	2022046990

Lender

Name	AMERICAS FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	186 HOAGTOWN LOOP, MULGA, AL 35118-9662
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 HOAGTOWN LOOP, MULGA, AL 35118-9662

Mortgage

Document Number	0000013260
Date	Feb 3, 2021
Instrument	2021013260

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	186 HOAGTOWN LOOP, SYLVAN SPRINGS, AL 35118-9662
Document Number	0000036142
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 HOAGTOWN LOOP SYLVAN SPRINGS AL 351189662, SYLVAN SPRINGS, AL 35118-9662

Mortgage

Document Number	0000036142
Date	Apr 15, 2020
Instrument	36142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jul 20, 2018
Property Address	186 HOAGTOWN LOOP, SYLVAN SPRINGS, AL 35118-9662
Document Number	0000076048
Instrument Date	Jul 18, 2018
Instrument	76048
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 HOAGTOWN LOOP SYLVAN SPRINGS AL 351189662, SYLVAN SPRINGS, AL 35118-9662

Mortgage

Document Number	76049
Date	Jul 20, 2018
Instrument	76049

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 186 Hoagtown Loop was $1,783 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Sylvan Springs Town
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 Homeowner's exemption	$32,160	$340,100 Land $24,700 Building $315,400
2023		$30,440 Land $2,470 Building $27,970	$304,400 Land $24,700 Building $279,700
2022	$1,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Hoagtown Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Hoagtown Loop is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MULGA WATER DEPARTMENT serves 5,991 people · EPA ID AL0000755
Water Source	Purchased surface water from CENTRAL ALABAMA WATER
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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